Reviews Balance Transfer
Balance Transfer card reviews

Balance Transfer Credit Cards - Reviews

While zero percent introductory offers are a common feature on credit cards, not all balance transfer offers are created equal. We’ve sifted through the details in the fine print and rated the best cards, based on the length of their interest-free period and the cost of fees for balance transfer. We’ve also looked at other important features, such as penalty rates, fees and rewards programs, to help you figure out how to get the best deal on your balance transfer.

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Citi Diamond Preferred card review

Citi Diamond Preferred card

4.4 rating

The Citi Diamond Preferred card is one of our top picks for transferring a balance thanks to its extra long promotional period — which gives cardholders nearly two years to pay off an interest-free balance and make interest-free purchases — and reasonable balance transfer fee.

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Citi Simplicity card review

Citi Simplicity card

4.4 rating

The Citi Simplicity card gets one of our highest ratings in the balance transfer category for its exceptionally long introductory period and its simplified payment terms with minimal penalties.

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Chase Slate card review

Chase Slate card

4.1 rating

The Chase Slate card’s unique, no-fee introductory balance transfer offer makes it one of the most valuable balance transfer cards on the market.

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BB&T Bright card review

BB&T Bright card

4 rating

A great card for BB&T bank customers, the BB&T Bright card ranks high on our list of balance transfer cards thanks to its ultralow APR and lengthy 15-month interest-free balance transfer promotion.

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Barclaycard Ring Mastercard review review

Barclaycard Ring Mastercard review

4 rating

With a long 15-month introductory period, a 0 percent fee on balance transfers, a very reasonable list of fees in general, and some truly unique featuresthe Barclaycard Ring card makes its mark as a distinct product for the value-minded cardholder.

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Wells Fargo Cash Back Visa Signature card review

Wells Fargo Cash Back Visa Signature card

4 rating

With a long introductory period and an extensive list of perks including cash rewards, the Wells Fargo Cash Back Visa Signature card makes a compelling balance transfer offer. This offer is no longer available.

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BankAmericard credit card review

BankAmericard credit card

4 rating

With a relatively low interest rate, a (see terms) percent fee on balances transferred in the first 60 days of card ownership and a lengthy interest-free balance transfer period, the BankAmericard credit card is a good choice for cardholders with hefty balances.

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U.S. Bank Visa Platinum card review

U.S. Bank Visa Platinum card

3.9 rating

The U.S. Bank Visa Platinum card offers cardholders with excellent credit a below average minimum interest rate and reasonable terms, including no penalty APR, but its interest-free balance promotion is only available for one year.

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SunTrust Cash Back credit card review

SunTrust Cash Back credit card

3.9 rating

For cardholders with the best credit scores, the SunTrust Cash Back card is a great choice for transferring a balance: It offers a low minimum interest rate, modest balance transfer fee and lengthy interest-free promotion; however, cardholders with lower scores could get stuck with a much higher standard interest rate.

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PNC Core Visa credit card review

PNC Core Visa credit card

3.9 rating

With a solid zero percent promotional offer and low standard interest rate, the PNC Core Visa card is a good choice for cardholders who plan to carry a balance.

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SunTrust Travel Rewards card review

SunTrust Travel Rewards card

3.8 rating

With a 15-month introductory period for balance transfers and a decent rewards rate, the SunTrust Travel Rewards card offers good value as a balance transfer card.

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Frontier Airlines World MasterCard review

Frontier Airlines World MasterCard

3 rating

The opening offer on this budget airline card is packed with strong incentives, including an unusually generous sign-up bonus and a lengthy 0 percent balance transfer offer.

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