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Instant Approval Credit Cards
Receive an instant response to your credit card or prepaid card application within 60 seconds. Although issuers strive to provide an approval whenever possible, more time may be needed in certain circumstances to determine if your application is approved, denied, or additional verification is needed.
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At First PREMIER® Bank's secure site
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- Checking Account Required
- Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
- Reports to the major Consumer Reporting Agencies.
- Easy Application process!
- Pay no interest on purchases by paying your balance in full each month
- If approved, once your account is opened you will have access to millions of merchants worldwide (subject to available credit)
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| Purchases |
Balance Transfers |
Regular APR |
Annual Fee |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A* |
N/A* |
N/A* |
N/A* |
See website* |
See website* |
Fair/Bad Credit* |
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At First PREMIER® Bank's secure site
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- Checking account required.
- If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit).
- Monthly reporting to the major Consumer Reporting Agencies.
- Issued by FDIC-insured First PREMIER® Bank.
- Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history.
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| Purchases |
Balance Transfers |
Regular APR |
Annual Fee |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A* |
N/A* |
N/A* |
N/A* |
See website* |
See website* |
Fair/Bad Credit* |
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At RushCard's secure site
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- Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
- Easy Online Bill Pay - pay bills, rent, or write personal checks.
- Free 24/7 customer service.
- Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
- Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balancefree of charge.
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| Purchases |
Balance Transfers |
Regular APR |
Annual Fee |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A |
N/A |
N/A |
N/A |
N/A |
Variable Monthly Fees |
No Credit Check |
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At OneWest Bank's secure site
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- Receive a $10 Bonus Credit* when you enroll in Direct Deposit.
- Add money for free with Direct Deposit
- Get cash for free by choosing cash back at retail stores
- Manage your account for free online and with automated alerts
- No Credit Check or Bank Account Required
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| Purchases |
Balance Transfers |
Regular APR |
Monthly Fee (up to) |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A |
N/A |
N/A |
N/A |
N/A |
$4.95* |
No Credit Check |
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At First PREMIER® Bank's secure site
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- Must have checking account to qualify
- Apply today and if approved, simply pay a Processing Fee to begin enjoying your available credit.
- Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history
- Reports your credit history to the major Consumer Reporting Agencies
- This is a credit card - not a debit or prepaid card
- A Gold credit card offer for those with less than perfect credit.
- Apply for a credit card today - Get a response today!
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| Purchases |
Balance Transfers |
Regular APR |
Annual Fee |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A* |
N/A* |
N/A* |
N/A* |
See website* |
See website* |
Fair/Bad Credit* |
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At First PREMIER® Bank's secure site
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- Checking Account Required
- Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit).
- Optional Payment Protection Available
- A credit card offer for those lacking perfect credit.
- You may be able to reestablish your credit history by making timely minimum payments with all creditors and keeping your account balances below the credit limits
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| Purchases |
Balance Transfers |
Regular APR |
Annual Fee |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A* |
N/A* |
N/A* |
N/A* |
See website* |
See website* |
Fair/Bad Credit* |
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At RushCard's secure site
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- Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
- Choose from multiple fee plan options, and switch for free.
- Transfer money to another RushCard member for just $0.99.
- No overdraft fees.
- Your money is covered by Visa Zero Liability protection. *Certain restrictions apply. See card site for details.
- Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balancefree of charge.
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| Purchases |
Balance Transfers |
Regular APR |
Annual Fee |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A |
N/A |
N/A |
N/A |
N/A |
Variable Monthly Fees |
No Credit Check |
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At MetaBank's secure site
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- Get access to your money up to 2 days faster* with Free Direct Deposit
- New - Choose your card design at no cost
- Guaranteed Rewards - Earn when you spend for Prepaid Cell Minutes, iTunes, RedBox, Starbucks and More**
- Online Billpay - pay bills, rent, or write personal checks
- No credit check, No bounced check fees, No overdraft fees - Ever!
- Travel in style - Rent cars, reserve hotels, shop online safely.
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| Purchases |
Balance Transfers |
Regular APR |
Annual Fee |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A |
N/A |
N/A |
N/A |
N/A |
$7.95 monthly fee |
No Credit Check |
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At Synovus Bank's secure site
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- Nationwide Program - though not yet available in NY, IA, AR, or WI
- Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Get Your Deposit Back at Any Time
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- No Credit History or Minimum Credit Score Required for Approval
- 24/7 Access to Your Account Online
- New! See if you are Pre-Approved in sixty seconds or less — with no harm to your Credit Score!
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| Purchases |
Balance Transfers |
Regular APR |
Annual Fee |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A |
N/A |
N/A |
N/A |
14.99% (Variable) |
$39 |
Bad Credit |
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At First PREMIER® Bank's secure site
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- Must have checking account to qualify
- Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
- Acceptance at millions of locations worldwide (subject to available credit)
- Credit card responses in 60 seconds or less
- Optional Payment Protection Available
- No security deposit required
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| Purchases |
Balance Transfers |
Regular APR |
Annual Fee |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A* |
N/A* |
N/A* |
N/A* |
See website* |
See website* |
Fair/Bad Credit* |
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At First PREMIER® Bank's secure site
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- Must have checking account to qualify
- Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
- Once your account is open, you may have the chance to personalize your credit card
- Acceptance at millions of locations nationwide, including online purchases (subject to available credit)
- You may be able to rebuild your credit history if you do the following: make on-time monthly payments and keep your balances under the limits with all your creditors.
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| Purchases |
Balance Transfers |
Regular APR |
Annual Fee |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A* |
N/A* |
N/A* |
N/A* |
See website* |
See website* |
Fair/Bad Credit* |
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At Synovus Bank's secure site
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- Nationwide Program - though not yet available in NY, IA, AR, or WI
- Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Get Your Deposit Back at Any Time
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- No Credit History or Minimum Credit Score Required for Approval
- 24/7 Access to Your Account Online
- New! See if you are Pre-Approved in sixty seconds or less — with no harm to your Credit Score!
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| Purchases |
Balance Transfers |
Regular APR |
Annual Fee |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A |
N/A |
N/A |
N/A |
11.99% (Variable) |
$44 |
Bad Credit |
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At Synovus Bank's secure site
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- Nationwide Program - though not yet available in NY, IA, AR, or WI
- Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Get Your Deposit Back at Any Time
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- No Credit History or Minimum Credit Score Required for Approval
- 24/7 Access to Your Account Online
- New! See if you are Pre-Approved in sixty seconds or less — with no harm to your Credit Score!
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| Purchases |
Balance Transfers |
Regular APR |
Annual Fee |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A |
N/A |
N/A |
N/A |
19.99% (Variable) |
$29 |
Bad Credit |
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At MetaBank's secure site
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- This is not a credit card. You need to deposit your own money before using the card.
- Fast and Easy Access to Your Money
- 100% Guaranteed Approval - upon successful ID verification
- No Credit Check. No ChexSystem Verification.
- No Late Fees. Not Overlimit Fees.
- $0 Activation Fee
- $15 Bonus§ with Free† Direct Deposit
- Accepted everywhere Visa Debit is accepted
- Deposits are FDIC insured
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| Purchases |
Balance Transfers |
Regular APR |
Monthly Fee (up to) |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A |
N/A |
N/A |
N/A |
N/A |
$9.95* |
No Credit Check |
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At READYdebit's secure site
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- Instant Approval Guaranteed (with ID verification)
- No credit or bad credit history OK
- Work as your bank alternative
- Easy Online Bill Payment & Mobile Account Access
- No Purchase Transaction Fees
- No Overdraft Fees or Balance Minimums
- Withdraw cash at ATMs or get cash back with purchases
- Free Credit ScoreTracker1
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| Purchases |
Balance Transfers |
Regular APR |
Monthly Fee (up to) |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A |
N/A |
N/A |
N/A |
N/A |
$9.95* |
No Credit Check |
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At Continental Finance Company's secure site
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- The Continental Finance Matrix Credit Card accepts individuals of all credit types
- No application fees or processing fees
- Use your card at locations everywhere Discover® is accepted
- Free online account access 24/7
- Fast and easy application process; results provided in seconds
- Build positive credit by making monthly payments on time
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| Purchases |
Balance Transfers |
Regular APR |
Annual Fee |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A |
N/A |
N/A |
N/A |
See Terms |
See Terms |
Bad Credit |
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At Continental Finance Company's secure site
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- Use your Cerulean credit card at locations everywhere Discover® is accepted.
- Make Low Monthly Payments on all your card purchases!
- Poor Credit? No Credit? No Problem!
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| Purchases |
Balance Transfers |
Regular APR |
Annual Fee |
Credit Needed |
| Intro APR |
Intro APR Period |
Intro APR |
Intro APR Period |
| N/A |
N/A |
N/A |
N/A |
See Terms |
See Terms |
Bad Credit |
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* See the online instant approval credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.
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