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Instant Approval Credit Cards |
With instant approval credit card offers you can apply online and, if qualified, usually receive notice via email of your acceptance within seconds of completing an online credit card application. Don't wait for an answer, receive instant credit card approval today! Please note that in order to receive an instant approval online, you must usually have good to excellent credit. Although issuers strive to provide instant approval whenever possible, more time may be needed in certain circumstances to determine if your application is approved.
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Search through the Instant Approval Credit Card Offers below.
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Compare offers side by side in order to determine which card is best for you.
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Apply for the Credit Card of your choice by filling out a secure online application.
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Blue from American Express® |
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- Membership Rewards ExpressSM program
- 0% APR on purchases for up to 15 months
- No Annual Fee
- Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
- Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 15 months* |
as low as 10.24%* |
None* |
Yes* |
Excellent Credit* |
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Discover® More Card - Clear |
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- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on Purchases & 12 months on Balance Transfers* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit* |
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HSBC Platinum MasterCard® with Cash Back Rewards |
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- Earn unlimited 1% cash back rewards on new net retail purchase, everywhere you shop!
- Simple and straightforward rewards: no earnings caps, spending categories, tiers or point expiration
- Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
- 0% Introductory APR on card purchases and balance transfers for 12 months and no annual fee, for qualifying applicants*
- Instant decision in as little as 60 seconds
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
as low as 8.99%* |
None* |
Yes* |
Good Credit* |
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Citi® PremierPass® Card |
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- 10,000 bonus points after $300 in purchases made within 3 months of account opening*
- 0% APR on balance transfers for up to 12 months*
- 1 point for every $1 spent on purchases*
- 1 point for every 3 miles you fly on any airline*
- 1 point for every 3 miles flown by anyone else whose tickets you buy with the card*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
up to 12 months* |
as low as 9.99%* |
None* |
Yes* |
Good Credit* |
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Citi® Gold / AAdvantage® World MasterCard® |
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- Earn 15,000 American Airlines AAdvantage bonus miles after you make $750 in purchases within 4 months of becoming a cardmember
- Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 60,000 miles per year
- Redeem AAdvantage miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
14.99%* |
1st year free; then $50* |
Yes* |
Good Credit* |
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Citi® Platinum Select® / AAdvantage® World MasterCard® |
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- Earn 25,000 American Airlines AAdvantage bonus miles after you make $750 in purchases within 4 months of becoming a cardmember
- Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 100,000 miles per year
- Redeem AAdvantage miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
14.99%* |
1st year free; then $85* |
Yes* |
Good Credit* |
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Citi® PremierPass® Card-Elite Level |
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- 20,000 bonus points after $600 in purchases made within 3 months of account opening*
- Complimentary companion travel (minimum fare requirements apply)*
- 0% APR on balance transfers for up to 12 months*
- 2 points for every $1 spent at gas stations, supermarkets and drugstores plus earn 1 point for every $1 spent on all other purchases*
- 1 point for every mile you fly on any airline - or anyone else whose tickets you buy with the card*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
up to 12 months* |
as low as 9.99%* |
$75.00* |
Yes* |
Excellent Credit* |
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American Express® Preferred Rewards Gold Card |
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- No Annual Fee First Year – $125 Thereafter
- Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card
- No Pre-Set Spending Limit
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend. You can redeem points for your choice of truly exceptional travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Global Assist® Plus Hotline and many more benefits included.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
1st Year None; $125 Thereafter* |
No* |
Good Credit* |
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* See the online instant approval credit cards and guaranteed approval credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
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