Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We’ve reviewed and rated cards, from our partners, that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
Navy Federal Credit Union Visa Signature Flagship Rewards card
Last reviewed: November 3, 2025
The Visa Signature Flagship Rewards card features a good rewards program and very reasonable rates and fees, as well as a low ongoing APR.
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KeyBank Key2More Rewards credit card
Last reviewed: March 3, 2021
With its low APR and brief 0 percent introductory period on balance transfers and new purchases, the Key2More Rewards card can help you save some money on interest, though you can find cards with much longer introductory periods and lower interest rates.
Navy Federal Credit Union cashRewards Card
Last reviewed: February 2, 2026
The Navy Federal Credit Union cashRewards Card offers a very low regular APR along with very reasonable rates and fees.
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First Citizens Rewards Visa card
Last reviewed: March 2, 2021
The regular APR on the First Citizens Rewards Visa card is reasonable, but cardholders seeking to finance a new purchase may be better of with a card that offers a 0-percent introductory APR on new purchases.
U.S. Bank Altitude® Go Visa Signature® Card
Last reviewed: February 5, 2026
Thanks to its impressive rewards rate on a variety of everyday purchases, the U.S. Bank Altitude Go card is a great option for foodies and occasional travelers who want to avoid an annual fee.
SunTrust Travel Rewards card
Last reviewed: May 8, 2020
The SunTrust travel card features a low APR and a long 15-month 0-percent introductory period for balance transfers, but unfortunately doesn’t include a 0-percent APR for new purchases and charges a high annual fee to boot.
USAA Cash Rewards® American Express® Card
Last reviewed: February 24, 2021
Though the regular APR on the USAA Rewards American Express Card is very reasonable, the card lacks a 0-percent introductory period on balance transfers and new purchases. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
DCU Visa Platinum Rewards credit card
Last reviewed: January 15, 2021
The DCU Visa Platinum Rewards card comes with a reasonable interest rate and waives many common fees; however, cardholders who want to save money on interest would be better served by a card with a 0 percent introductory offer.
USAA® Cashback Rewards Plus American Express® Card
Last reviewed: January 11, 2021
Though the USAA Cashback Rewards Plus card offers a very reasonable APR, cardholders seeking to save on balance transfers and new purchases would be better served with a card that offers a 0-percent introductory APR. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
USAA Preferred Cash Rewards Credit Card
Last reviewed: January 5, 2026
The USAA Preferred Cash Rewards Card offers a fairly reasonable APR, but doesn’t offer a 0-percent introductory APR on balance transfers and new purchases. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
AeroMexico Visa Signature card
Last reviewed: September 10, 2020
Though the AeroMexico Visa Signature card offers a reasonable APR for a travel rewards card, cardholders on a budget will find the card a bit pricey.
PNC Cash Rewards Visa card
Last reviewed: February 5, 2021
Though the regular APR on the PNC Cash Rewards Visa is fairly low, cardholders seeking to save on interest are better off with a card that offers a 0 percent introductory period on new purchases as well as one that doesn’t incur a high penalty APR for missing a payment.
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