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Marriott Bonvoy Business American Express Card ups annual fee

Our take: The card’s limited-time 100,000-point bonus more than makes up for the increase

Summary

Starting March 28, 2019, the Marriott Bonvoy Business American Express Card will charge new members $125 per year.

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American Express has increased the annual fee for the Marriott Bonvoy Business™ American Express® Card. As of March 28, 2019, cardholders will be charged $125 each year of card membership, instead of $95. This update follows the official launch of the Marriott Bonvoy loyalty program and other card changes that went into effect in February 2019.

Updated annual feePrevious annual fee
Marriott Bonvoy Business™ American Express® Card$125$95

If your Bonvoy Business American Express card application was received prior to March 28, your annual fee will be $0 the first year, $95 the second year and $125 the third year.

Is the card worth $125 per year?

Because the increased annual fee does not include an increased rewards rate or introductory bonus, you may be wondering if the card is still worth getting. Simply put: Yes. Along with bonus points on Marriott Bonvoy hotel purchases and business-related expenses, the card currently offers a limited-time 100,000-point introductory bonus.

Marriott Bonvoy Business™ American Express® Card

Why use it?

The Marriott Bonvoy Business card is a great option for business owners who want to earn a generous rewards rate on hotel stays, restaurant purchases, business expenses and more.  Plus, the card offers a fee annual night award – worth up to 35,000 points – each year on your account anniversary.

This offer is no longer available as of April 25, 2019.

Card details at a glance:

  • 100,000 bonus points when you spend $5,000 in first 3 months (through April 24, 2019)
  • 6 points per dollar at participating Marriott Bonvoy hotels
  • 4 points per dollar at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and U.S. purchases for shipping
  • 2 points per dollar on other purchases
  • $125 annual fee
  • Estimated yearly rewards value ($4,000 monthly spend): $1,361

We estimate each Marriott Bonvoy point to be worth approximately 0.8 cent, making the card’s 100,000-point bonus worth a whopping $800. Once you factor in the average business owner’s yearly spend – which we estimate to be $48,000 – you have the potential to earn $1,681 worth of rewards in the first year alone.

Value of bonus + value of yearly spend – annual fee = First year rewards value
$800 + $1,006 – $125 = $1,681

Additional Marriott Bonvoy Business card perks include:

  • Free night award certificate each year on your account anniversary
  • Effective March 28, an additional free night on your account anniversary when you spend $60,000 or more in a calendar year
  • Free silver elite status
  • Upgrade to gold status when you spend more than $35,000 in a calendar year
  • No foreign transaction fees
  • No fee for employee cards
  • Free hotel internet and Boingo Wi-Fi access
  • Tools to manage business expenses, such as ReceiptMatch

Should you apply now?

If you are a business owner who wants to be rewarded for every purchase your company makes, now is an ideal time to apply for the Marriott Bonvoy Business card from American Express. Despite the increased annual fee, the yearly rewards value more than outweighs the $125 fee. Additionally, with the limited-time welcome bonus at 100,000 points, the card offers a great opportunity to earn a large influx of rewards to use toward free hotel stays and business travel.

Just be sure to apply by April 24, 2019, to take advantage of the card’s generous offer.

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