Business Credit Cards - Reviews
Business credit cards let freelancers, store owners, solopreneurs and all kinds of small-business owners make the most of every dollar spent. Whether you’re looking to save on travel, earn cash back, get flexible payments on capital purchases or reduce interest on debts, there’s a business credit card tailor-made for you.
To maximize your earnings, look for business credit cards that fit your spending and savings needs. Cash back cards pay you back on daily expenses and help you save on future purchases. Business travel rewards cards reduce your travel costs and deliver travel-related conveniences. Flex-pay, low APR and 0% intro APR cards help you save on interest and manage finances.
Our CreditCards.com experts reviewed hundreds of business card offers and rated the best business credit cards for 2021 based on several factors. Cash back and travel rewards, interest rates, payment flexibility, welcome offers and partner discounts are the key criteria we used. In our business credit card reviews below, you can compare business credit card offers from our partners and find expert recommendations for specific spending and savings needs.
Ink Business Cash® Credit Card
Last reviewed: September 12, 2025
If you’re determined to keep costs to a minimum, the Chase Ink Business Cash Credit Card offers a lot of cash back on your business purchases — including purchases made on employee cards — for no annual fee.
Capital One Spark Miles for Business
Last reviewed: September 3, 2025
The Capital One Spark Miles for Business card offers a solid bonus and valuable travel rewards, plus valuable mile transfer options.
BILL Divvy Corporate Card
Last reviewed: September 9, 2025
The BILL Divvy Corporate Card boasts a unique rewards program and savvy expense tracking tools, but you’ll only enjoy impressive rewards rates if you pay your bill more than once per month.
Card issued by Cross River Bank, Member FDIC.
The Blue Business® Plus Credit Card from American Express
Last reviewed: September 3, 2025
Ideal for smaller businesses and frequent fliers, the Blue Business Plus card stands out from the competition by offering a solid 2-point bonus on purchases (up to $50,000 in purchases per year, then 1 point per dollar) Terms and limitations apply, a flexible credit limit and a transfer program that lets you pool your rewards with other travel loyalty programs.
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Last reviewed: October 2, 2025
You could get unmatched value out of this card as a Preferred Rewards member at the Platinum or Platinum Honors tier, but most cardholders will be better off with a card that offers a higher base rewards rate – even if that means paying an annual fee.
Capital One Spark Cash Select
Last reviewed: October 1, 2025
This no-annual-fee business credit card carries a generous sign-up bonus and gets you 1.5% cash back for every dollar you spend, making it a good choice for low-maintenance cardholders.
Atmos™ Rewards Visa Signature® Business Card
Last reviewed: October 2, 2025
This card offers many valuable incentives for business owners, including a generous intro bonus and the opportunity to earn the annual companion fare.
Ink Business Unlimited® Credit Card
Last reviewed: October 14, 2025
Business owners who simply want to “set it and forget it” will likely enjoy earning unlimited 1.5 percent cash back with the Chase Ink Business Unlimited card.
U.S. Bank Business Altitude™ Connect World Elite Mastercard®
Last reviewed: April 15, 2025
Frequent travelers will find this card quite rewarding with its high welcome bonus and generous travel perks.
See Rates and Fees
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Last reviewed: October 2, 2025
This is a good pick for business cardholders who are often on the road, offering a generous cash back rate in a category of your choice, as well as on dining purchases.
Discover it® Business card
Last reviewed: May 13, 2021
The new Discover it® Business card isn’t as flashy as its competitors, but it does offer firm footing and incentives for business owners who want a simple experience. With a flat 1.5-percent cash back rate that’s doubled for the first 12 months, low intro APR and no annual fee, you can hit the ground running.
*The information for the Discover it® Business card has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer. This page includes information about Discover products that are not currently available on CreditCards.com and may be out of date.
Capital One® Spark® Classic for Business
Last reviewed: April 7, 2025
The Spark Classic card doesn’t offer the lowest APR or juiciest rewards; but it does help cardholders with damaged credit build a better credit score, and earn a modest amount of cash back, so they can qualify for more generous cards over time.
*All information about Capital One Spark Classic for Business has been collected independently by CreditCards.com and has not been reviewed by the issuer. This card is no longer available through CreditCards.com.