Business Credit Cards - Reviews
Business credit cards let freelancers, store owners, solopreneurs and all kinds of small-business owners make the most of every dollar spent. Whether you’re looking to save on travel, earn cash back, get flexible payments on capital purchases or reduce interest on debts, there’s a business credit card tailor-made for you.
To maximize your earnings, look for business credit cards that fit your spending and savings needs. Cash back cards pay you back on daily expenses and help you save on future purchases. Business travel rewards cards reduce your travel costs and deliver travel-related conveniences. Flex-pay, low APR and 0% intro APR cards help you save on interest and manage finances.
Our CreditCards.com experts reviewed hundreds of business card offers and rated the best business credit cards for 2021 based on several factors. Cash back and travel rewards, interest rates, payment flexibility, welcome offers and partner discounts are the key criteria we used. In our business credit card reviews below, you can compare business credit card offers from our partners and find expert recommendations for specific spending and savings needs.
United Club℠ Card
Last reviewed: January 30, 2026
Frequent flyers looking to earn United miles and enjoy premium perks can get a lot of value out of this card thanks to its impressive rewards rate. That said, the annual fee will be hard to justify if you’re not a die-hard United fan.
Capital One Spark Miles for Business
Last reviewed: December 10, 2025
The Capital One Spark Miles for Business card offers a solid bonus and valuable travel rewards, plus valuable mile transfer options.
BILL Divvy Corporate Card
Last reviewed: December 2, 2025
The BILL Divvy Corporate Card boasts a unique rewards program and savvy expense tracking tools, but you’ll only enjoy impressive rewards rates if you pay your bill more than once per month.
Card issued by Cross River Bank, Member FDIC.
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Last reviewed: January 6, 2026
You could get unmatched value out of this card as a Preferred Rewards member at the Platinum or Platinum Honors tier, but most cardholders will be better off with a card that offers a higher base rewards rate – even if that means paying an annual fee.
The Blue Business® Plus Credit Card from American Express
Last reviewed: December 2, 2025
Ideal for smaller businesses and frequent fliers, the Blue Business Plus card stands out from the competition by offering a solid 2-point bonus on purchases (up to $50,000 in purchases per year, then 1 point per dollar) Terms and limitations apply, a flexible credit limit and a transfer program that lets you pool your rewards with other travel loyalty programs.
Ink Business Unlimited® Credit Card
Last reviewed: November 13, 2025
Business owners who simply want to “set it and forget it” will likely enjoy earning unlimited 1.5 percent cash back with the Chase Ink Business Unlimited card.
Atmos™ Rewards Visa Signature® Business Card
Last reviewed: January 14, 2026
This card offers many valuable incentives for business owners, including a generous intro bonus and the opportunity to earn the annual companion fare.
Capital One Spark Cash Select
Last reviewed: December 10, 2025
This no-annual-fee business credit card carries a generous sign-up bonus and gets you 1.5% cash back for every dollar you spend, making it a good choice for low-maintenance cardholders.
Capital One® Spark® Miles Select for Business
Last reviewed: August 17, 2023
A good tool for shaving the cost of business travel without investing in an annual fee or a complicated rewards scheme, the Spark Miles Select card from Capital One offers hassle-free travel rewards that are easy to redeem.
*All information about the Capital One Spark Miles Select for Business has been collected independently by CreditCards.com and has not been reviewed by the issuer. The Capital One Spark Miles Select for Business is no longer available through CreditCards.com.
Capital One® Spark® Classic for Business
Last reviewed: April 7, 2025
The Spark Classic card doesn’t offer the lowest APR or juiciest rewards; but it does help cardholders with damaged credit build a better credit score, and earn a modest amount of cash back, so they can qualify for more generous cards over time.
*All information about Capital One Spark Classic for Business has been collected independently by CreditCards.com and has not been reviewed by the issuer. This card is no longer available through CreditCards.com.
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Last reviewed: January 6, 2026
This is a good pick for business cardholders who are often on the road, offering a generous cash back rate in a category of your choice, as well as on dining purchases.
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Last reviewed: January 6, 2026
With a healthy 3 points per dollar on qualifying travel purchases and 1.5 points per dollar on everything else, this no-annual-fee travel card gives business cardholders ample opportunity to stockpile a large number of points just by using their card for everyday business expenses.