The Vacationer's Top Picks

Hilton Honors American Express Card
Our rating:4.4 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.
See Rates & Fees, Terms Apply

Recommended credit

Good to Excellent CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Rewards rate

7X
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
5X
Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
3X
Earn 3X Points for all other eligible purchases on your Card.

At A Glance

Intro offer
Earn 100,000 Hilton Honors Bonus Points Earn 100,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you spend $2,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 1/14/2026.
Annual fee
$0
Regular APR
19.99%-28.99% Variable
Hilton Honors American Express Surpass® Card
Our rating:4.7 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.
See Rates & Fees, Terms Apply

Recommended credit

Good to Excellent CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Rewards rate

12X
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
6X
Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
4X
Earn 4X Points for each dollar on U.S. Online Retail Purchases.
3X
Earn 3X Points for all other eligible purchases on your Card.

At A Glance

Intro offer
Earn 155,000 Hilton Honors Bonus Points Earn 155,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/14/2026.
Annual fee
$150
Regular APR
19.99%-28.99% Variable
American Express Platinum Card®
Our rating:4.8 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.
See Rates & Fees, Terms Apply

Recommended credit

Good to Excellent CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Rewards rate

5X
Earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.

At A Glance

Intro offer
As High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Annual fee
$895
Regular APR
See Pay Over Time APR
Discover it® Miles
Our rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Rewards rate

1.5X
Automatically earn unlimited 1.5x Miles on every dollar of every purchase.

At A Glance

Intro offer
Discover Match® Unlimited Bonus: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles.
Annual fee
$0
Regular APR
17.99% - 26.99% Variable APR
IHG One Rewards Premier Credit Card
Our rating:4.6 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Rewards rate

26X
Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.
5X
Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants.
3X
Earn 3 points per $1 spent on all other purchases.

At A Glance

Intro offer
Earn 165,000 Bonus Points Earn 165,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
Annual fee
$99
Regular APR
19.99% - 28.49% variable
IHG One Rewards Traveler Credit Card
Our rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Rewards rate

17X
Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts.
3X
Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants.
2X
Earn 2 points per $1 spent on all other purchases.

At A Glance

Intro offer
2 Free Nights + 40K Points Earn 2 Free Nights + 40,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.
Annual fee
$0
Regular APR
19.99% - 28.49% variable
Marriott Bonvoy Brilliant® American Express® Card
Our rating:4.4 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.
See Rates & Fees, Terms Apply

Rewards rate

Up to 21X
Earn up to 21X Marriott Bonvoy® points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy. Earn 6X points with the Marriott Bonvoy Brilliant® American Express® Card. Earn up to 10X points from Marriott Bonvoy for being a Marriott Bonvoy member. Earn up to 5X points from Marriott Bonvoy with the 50% Bonus Points on Stays, a benefit available with your complimentary Platinum Elite status.
6X
Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
3X
Earn 3X points at restaurants worldwide and on flights booked directly with airlines.
2X
Earn 2X points on all other eligible purchases.

At A Glance

Intro offer
Earn 100,000 Marriott Bonvoy® bonus points Earn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
Annual fee
$650
Regular APR
19.99%-28.99% Variable
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