No Annual Fee Credit Cards - Reviews
We’ve taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee. Check out the offers below from our partners.
AARP credit card from Chase
Last reviewed: March 2, 2021
With a high cash back rate on gas and restaurant purchases for no annual fee, the AARP credit card could be a great card to rotate into your wallet for your driving ventures. This card offer is no longer available.
Wyndham Rewards Visa card
Last reviewed: April 7, 2025
The Wyndham Rewards Visa card offers an above average rewards rate on hotel and general purchases; but Wyndham points aren’t worth as much as the average card rewards point, so the hotel card’s rewards program isn’t as valuable as it seems. This offer is no longer available.
Citi ThankYou Preferred Card
Last reviewed: June 16, 2025
A good card for night owls and weekend adventurers, the Citi ThankYou Preferred card sets itself apart by offering bonus points on a wide variety of dining and entertainment purchases; however, it doesn’t offer much value for everyday purchases, such as gas or groceries, and it doesn’t offer any kind of sign-up bonus. This offer is no longer available.
PNC CashBuilder Visa credit card
Last reviewed: March 10, 2021
The standard APR on the PNC CashBuilder Visa is on the high side for a balance transfer card and its 12-month 0 percent balance transfer promotion is relatively short. This offer is no longer available.
Capital One® Premier Dining Rewards Credit Card
Last reviewed: September 20, 2022
With no annual fee, 3 percent cash back on restaurants and flexible redemption options, the brand-new Capital One Premier Dining Rewards card is an especially good deal for foodies and others who frequently dine out. This offer is no longer available.
United℠ TravelBank Card
Last reviewed: April 7, 2025
Though the United TravelBank card offers a good rewards rate for no annual fee, a traditional cash back card would probably be a better choice. This offer is no longer available.
Check out our Best Airline Credit Cards
Blue Cash card from American Express
Last reviewed: June 13, 2024
Better suited for well-heeled families than cardholders on a budget, the Blue Cash card offers a generous cash back bonus on everyday purchases; but to get it, you have to clear an exceptionally high spending threshold that may be unrealistic for some families. This offer is no longer available.
First National Bank American Express card
Last reviewed: December 16, 2022
The First National Bank American Express card offers a high rewards rate on all your spending and a fair sign-up bonus, but the standout feature is the card’s ease of use: Your cash back is automatically credited to your statement whenever you earn $25. This card offer is no longer available on our site.