Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We’ve reviewed and rated cards, from our partners, that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
SunTrust Cash Back credit card
Last reviewed: February 22, 2021
A good card for SunTrust accountholders with excellent credit, the SunTrust Cash Back credit card rewards the bank’s most loyal customers with tiered bonuses and a low minimum APR.
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Navy Federal Credit Union Platinum credit card
Last reviewed: February 3, 2025
Though the Navy Federal Credit Union Platinum credit card lacks a 0% introductory period for new purchases, the regular APR is so low that cardholders will still save a substantial amount of money on interest.
BB&T Bright card
Last reviewed: January 15, 2021
The BB&T Bright Card is a true low-APR card, which is great for someone with excellent credit who carries a balance from month to month.
Gold Visa® Card
Last reviewed: August 31, 2023
The Gold Visa® card offers one of the lowest standard APRs you can get on a credit card and relatively few fees; but it’s only available to cardholders with Pentagon Federal Credit Union accounts.
Discover it® Cash Back
Last reviewed: June 16, 2025
With the card’s long introductory APR on both balance transfers and new purchases and its low regular APR, cardholders are bound to save on interest with the Discover it® Cash Back card.
Terms and conditions apply.
Discover it® Miles
Last reviewed: February 10, 2025
The Discover it® Miles card can you help you cut costs thanks to its long introductory APR on new purchases and balance transfers and its low regular APR.
Terms and conditions apply.
M&T Visa Signature card
Last reviewed: March 4, 2021
Cardholders seeking to save money on a balance transfer or new purchase will appreciate the low interest rates on the M&T Visa Signature card and may find it worth keeping in the long run, thanks to its generous cash back program.
U.S. Bank Visa® Platinum Card
Last reviewed: June 16, 2025
The combination of a low APR and introductory offer make the U.S. Bank Visa Platinum card a good value for cardholders seeking to save money on interest.
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