- Intro Bonus
- $200$200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions within 60 days.*
- Reward Rates
- 3%Unlimited cash back on payments - 3% on Home, Auto and Health categories
- 1%1% on everything else
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 14.99% - 29.99%
- Annual Fee
- $0
Highlights
- Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else after you make payments on your purchases.
- No annual fee
- Combine the flexibility of a credit card with the predictability of a personal loan.
- No touch payments with contactless technology built in.
- See if you qualify in minutes without hurting your credit score.
- Great for large purchases with predictable payments you can budget for.
- Mobile app to access your account anytime, anywhere.
- Enjoy peace of mind with $0 Fraud liability.
- Earn a $200 bonus after opening a Rewards Checking account and making 3 debit card transactions within 60 days. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer.
Features
- Cash Back
- No Annual Fee
Staff Review
Editor's Rating: 3.0 out of 5 | Our take:The Upgrade Triple Cash Rewards card lets users combine the convenience of a credit card with the predictability and consistency of a personal loan. Better yet, it lets cardholders earn rewards on their purchases, and it’s available to people with fair credit scores. |
All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.