- Intro Bonus
- $200$200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions within 60 days.*
- Reward Rates
- 3%Unlimited cash back on payments - 3% on Home, Auto and Health categories
- 1%1% on everything else
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 14.99% - 29.99%
- Annual Fee
- $0
Highlights
- Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else after you make payments on your purchases.
- No annual fee
- Combine the flexibility of a credit card with the predictability of a personal loan.
- No touch payments with contactless technology built in.
- See if you qualify in minutes without hurting your credit score.
- Great for large purchases with predictable payments you can budget for.
- Mobile app to access your account anytime, anywhere.
- Enjoy peace of mind with $0 Fraud liability.
- Earn a $200 bonus after opening a Rewards Checking account and making 3 debit card transactions within 60 days. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer.
Features
- Cash Back
- No Annual Fee
Staff Review
Editor's Rating: 3.0 out of 5 | Our take:The Upgrade Triple Cash Rewards card lets users combine the convenience of a credit card with the predictability and consistency of a personal loan. Better yet, it lets cardholders earn rewards on their purchases, and it’s available to people with fair credit scores. |