- Intro Bonus
- $200$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- Reward Rates
- 3%Unlimited cash back on payments - 3% on Home, Auto and Health categories
- 1%1% on everything else
- Balance Transfers Intro APR
- Purchases Intro APR
- Regular APR
- 14.99% - 29.99%
- Annual Fee
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else after you make payments on your purchases.
- No annual fee
- Combine the flexibility of a credit card with the predictability of a personal loan.
- No touch payments with contactless technology built in.
- See if you qualify in minutes without hurting your credit score.
- Great for large purchases with predictable payments you can budget for.
- Mobile app to access your account anytime, anywhere.
- Enjoy peace of mind with $0 Fraud liability.
- Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.
- See Rates & Fees
- Cash Back
- No Annual Fee
3.0 out of 5
Our take:The Upgrade Triple Cash Rewards card lets users combine the convenience of a credit card with the predictability and consistency of a personal loan. Better yet, it lets cardholders earn rewards on their purchases, and it’s available to people with fair credit scores. See Rates and Fees