- Reward Rates
- 4XEarn 4 miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges
- 2XEarn 2 miles per $1 spent on all other travel
- 2XEarn 2 miles per $1 spent on dining at restaurants and eligible delivery services including GrubHub, Caviar, Seamless and DoorDash
- 1XEarn 1 mile per $1 spent on all other purchases
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 16.49% - 23.49% Variable
- Annual Fee
- $0 Intro for the First Year, $525 after
Highlights
- $0 intro annual fee, then $525
- Earn 4 miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
- Earn 2 miles per $1 spent on all other travel
- Earn 2 miles per $1 spent on dining at restaurants and eligible delivery services including GrubHub, Caviar, Seamless and DoorDash
- Earn 1 mile per $1 spent on all other purchases
- Up to $100 Global Entry or TSA PreCheck™ fee Credit
- Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flight when you pay with your Club Card
Staff Review
Editor's Rating: 4.2 out of 5 | Our take: Frequent flyers looking to earn United miles and enjoy premium perks can get a lot of value out of this card thanks to its impressive rewards rate. That said, the annual fee will be hard to justify if you’re not a die-hard United fan. |