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United Club℠ Infinite Card
Partner Offer

United Club℠ Infinite Card

Our rating:4.4 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Excellent credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
Earn 80,000 bonus milesEarn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
Reward Rates
4XEarn 4 miles per $1 spent on United® purchases
2XEarn 2 miles per $1 spent on all other travel and dining
1XEarn 1 mile per $1 spent on all other purchases
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
21.99% - 28.99% Variable
Annual Fee


  • Earn 80,000 bonus miles after qualifying purchases
  • Earn 4 miles per $1 spent on United® purchases
  • Earn 2 miles per $1 spent on all other travel and dining
  • Earn 1 mile per $1 spent on all other purchases
  • Free first and second checked bags - a savings of up to $320 per roundtrip (terms apply) - and Premier Access® travel services
  • 10% United Economy Saver Award discount within the continental U.S. and Canada
  • Earn up to 10,000 Premier qualifying points (25 PQP for every $500 you spend on purchases)
  • Member FDIC


  • Travel

Staff Review

Editor's Rating:

4.4 out of 5

Our take: Frequent flyers looking to earn United miles and enjoy premium perks can get a lot of value out of this card thanks to its impressive rewards rate. That said, the annual fee will be hard to justify if you’re not a die-hard United fan.

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.