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Total Visa® Card
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Total Visa® Card

Our rating:2.0 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Bad to Fair credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Reward Rates
Earn 1% cash backEarn 1% cash back rewards on payments made to your Total Credit Card
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
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Annual Fee
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  • Auto Rental Insurance
    Auto Rental Insurance
  • No Credit History
    No Credit History
  • Poor Credit
    Poor Credit
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

2.0 out of 5

Our take: While the Total Visa doesn’t require a security deposit, cardholders will be buried in additional program fees.

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.