Total Visa® Card
Total Visa® Card
Apply now at Total Card's secure site
Credit Cards»Visa Credit Cards»Total Visa® Card
Total Visa® Card
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Total Visa® Card

Our rating:2.0 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Bad to Fair

Credit Recommended (300-670)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at Total Card's secure site
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
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Annual Fee
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Highlights

  • Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa credit card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • No Credit History
    No Credit History
  • Poor Credit
    Poor Credit
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

2.0 out of 5

Our take: While the Total Visa doesn’t require a security deposit, cardholders will be buried in additional program fees.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.