Credit Cards»Visa Credit Cards»OpenSky® Secured Visa® Credit Card
OpenSky® Secured Visa® Credit Card
Partner Offer

OpenSky® Secured Visa® Credit Card

Our rating:3.0 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.
No Credit History
Apply Now at Capital Bank's Secure Site
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
17.39% (variable)
Annual Fee
$35

Highlights

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • EMV
    EMV
  • No Credit History
    No Credit History
  • Poor Credit
    Poor Credit
  • Secured credit card
    Secured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

3.0 out of 5

Our take: With a relatively low APR and annual fee, the OpenSky Secured Visa credit card is a great card for those with bad to fair credit. You won’t earn any rewards, but you’ll keep additional charges to a minimum, and you can qualify for the card without a credit check.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.