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Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card
Our rating:3.8 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

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Intro Bonus
100,000 pointsEarn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
Reward Rates
3XEarn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
1XEarn 1 point per $1 on all other purchases – with no limit to the amount you can earn
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
15.99%-20.99% Variable
Annual Fee
$95

Great for:

Travel rewards for business owners. Ink Business Preferred offers 3X points on the first $150,000 on combined travel and select business categories per year. Additional employee cards are complimentary.

Compare this with other top business credit cards.

Highlights

  • Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • Business
    Business
  • Cellphone Insurance
    Cellphone Insurance
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Extended Warranty Program
    Extended Warranty Program
  • Good Credit
    Good Credit
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Points
    Points
  • Primary Auto Rental Insurance
    Primary Auto Rental Insurance
  • Rewards
    Rewards
  • Travel
    Travel
  • Trip Cancellation Insurance
    Trip Cancellation Insurance
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

3.8 out of 5

Our take: While the sign-up bonus may be a premier feature of this premium business rewards card, business owners should also appreciate the value and flexibility of Chase’s Ultimate Rewards program.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Ink Business Preferred® Credit Card

Average Ratings: (collected by Chase)
4.5 out of 5 stars
Ratings and reviews provided by issuer as of 2021-10-21.

For customer reviews and the most recent star ratings please click here