Discover it® Secured

Discover it® Secured

at Discover's Secure Site
Credit Cards » Discover » Discover it® Secured
Partner Offer

Discover it® Secured

No Credit History
at Discover's Secure Site
Intro Bonus
Intro Bonus
Cashback Match™ We automatically match all the cash back you've earned at the end of your first year.
Reward Rates
2% 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically.
1% Earn unlimited 1% cash back on all other purchases.
Balance Transfers Intro APR
10.99% for 6 months
Purchases Intro APR
N/A
Regular APR
24.99% Variable
Annual Fee
$0

Highlights

  • No Annual Fee, earn cash back, and build your credit with responsible use.
  • It's a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
  • Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.
  • Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
  • 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
  • We automatically match all the cash back you've earned at the end of your first year.
  • Receive Free Social Security number alerts— Discover will monitor thousands of risky websites when you sign up.

Features

  • EMV
    EMV
  • Free Credit Score
    Free Credit Score
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Price Protection
    Price Protection
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

4.1-star review

4.1 out of 5

Our take: The Discover it Secured is one of your best bets for building credit – it doesn’t charge an annual fee, plus you can make a profit in the first year thanks to the card’s cash back program.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Discover it® Secured

Average Ratings
4.8 out of 5
Ratings and reviews provided by issuer as of 2018-01-31.
See the latest reviews on the card issuer's site.