Credit Cards Discover Discover it® Secured Card

Card Offer from our partner

Discover it® Secured Card

Apply Now Credit Needed
Limited/Bad Credit
  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • Your Secured Credit Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line.
  • You will need to provide your bank information when submitting your security deposit.
  • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Receive Free Social Security number alerts— Discover will monitor thousands of risky websites when you sign up.
Apply Now at Discover's
secure site
Purchases Intro APR
Balance Transfers Intro APR
10.99% for 6 months
Regular APR
24.49% Variable
Annual Fee
Credit Needed
Limited/Bad Credit
See Rates & Fees

Discover it® Secured Card - User Reviews

Ratings and reviews provided by issuer as of 2018-01-31.
See the latest reviews on the card issuer's site.

Rating Snapshots (Total 797)


Average Ratings

Average Ratings
Secured 2018-01-31

The secured card is really great. Also it

For Everything 2018-01-28

I like the services and also help anytime i call i got what i want i really like discover .

the card that should be in your wallet 2018-01-26

for anyone looking for the best credit card out there I would highly recommend getting a Discover credit card

Great 2018-01-23

Perfect for me. Just starting history and it is the best for anyone

#1 Choice to Rebuild Your Credit 2018-01-22

This card helps to rebuild credit with great perks! You don't feel like you're a second-class credit card user because its secured. My credit score has increased after two months of use. Thanks, Discover!

great card with good entry level rewards 2018-01-22

If you are new to the credit card game this card is a must. You wont regret it !

The Discover it Secure Credit Card 2018-01-21

WOW iam impressed, was a little nervous at first but 2 week later when it arrived I must say the packageing was great and I love the online account access as well as the benefits included in this card, now I have the hard part building my credit, thank you so much for alloiwing me a platform where others turned me down, now i have the opportunity to a new start thank you discover and heres to many years to come

discover card rock 2018-01-21

discover card is allowing me to re-establish my credit and i love the app and the website, it makes managing my account so easy. Thank you guy's at discover!

I love it 2018-01-13

Great service I love it no problems the CSR

I love this card! 2018-01-06

I am a college student who was looking for a safe way to start building credit. I am so, so glad I chose this card. When I had questions during my application, I would call Discover and the employees were always very kind, helpful and patient, which is something that was missing from other banks I had used in the past. The apps are super easy to use, very helpful in monitoring use and making payments on time. As this is my first credit card, I wasn't expecting much, but there is an excellent rewards program for this card. If you have no credit history or are looking to improve the credit score you do have, I would highly recommend this card.

See the online credit card applications for details about the terms and conditions of an offer. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.

* For additional rates, fees and costs see issuer's website for detailed pricing and terms.