- Intro Bonus
- Earn an Additional 1.5% Cash BackIntro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
- Reward Rates
- 5%Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more;
- 3%3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
- 1.5%1.5% on all other purchases
- Balance Transfers Intro APR
- 0% Intro APR on Balance Transfers for 15 months
- Purchases Intro APR
- 0% Intro APR on Purchases for 15 months
- Regular APR
- 15.24% - 23.99% Variable
- Annual Fee
- $0
Highlights
- Intro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
- Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
- After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.24% - 23.99%.
- No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Features
- 0% Introductory APR
- Cash Back
- Concierge Service
- EMV
- Excellent Credit
- Extended Warranty Program
- Mobile Pay Ready
- No Annual Fee
- Purchase Protection
- Rewards
- Travel Accident Insurance
- Unsecured credit card
- Zero Fraud Liability
Staff Review
Editor's Rating: 4.8 out of 5 | Our take: The Chase Freedom Unlimited card offers a good sign-up bonus and an impressive average rewards rate, including a 1.5% cash back rate on general purchases, making it a great starter card for collecting Chase Ultimate Rewards. |