Capital One® Secured Mastercard®
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 26.99% (Variable)
- Annual Fee
- $0
Highlights
- No annual fee
- Unlike a prepaid card, there is regular reporting to the 3 major credit bureaus
- Accepted at millions of locations worldwide
- Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
- Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Easily manage your account 24/7 with online access, by phone or using our mobile app
Features
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EMV
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No Annual Fee
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No Foreign Transaction Fees
-
Secured credit card
Staff Review
|
Editor's Rating:
3.4 out of 5 |
Our take: Despite the lack of a rewards program, the Capital One Secured Mastercard’s low security deposit, reasonable fees and shorter pathway to a higher credit line makes it a good option for credit-building consumers. |
All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information,
including card rates and fees, presented in the review is accurate as of the date of the review.