Capital One Platinum Credit Card
Capital One Platinum Credit Card
Apply now at Capital One's secure site
Credit Cards » Capital One Credit Cards » Capital One Platinum Credit Card

Capital One Platinum Credit Card

Capital One Platinum Credit Card
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Our rating: 4.0 Our writers, editors and industry experts at CreditCards.com score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card’s primary category rating. For more information, you can read about how we rate our cards.

Fair to Good

Credit Recommended

CreditCards.com credit range estimations are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at Capital One's secure site
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
29.24% (Variable)
Annual Fee
$0

Great for:

Applicants with fair credit. Consumers with fair credit can utilize this card without paying an annual fee. 24-7 access to your account and responsible card usage will help you build credit for the future. 

Highlights

  • No annual or hidden fees. See if you're approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
  • Help build your credit through responsible use of a card like this
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Top rated mobile app

Features

  • EMV
    EMV
  • Fair Credit
    Fair Credit
  • No Annual Fee
    No Annual Fee
  • No Credit History
    No Credit History
  • No Foreign Transaction Fees
    No Foreign Transaction Fees

Staff Review

Editor's Rating:

4.0 out of 5

Our take:

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.