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Credit Cards » Capital One Credit Cards » Capital One® Platinum Credit Card
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Capital One® Platinum Credit Card

Capital One® Platinum Credit Card
8,886 Reviews
Fair to Good Credit Recommended (580-740) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

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Apply Now at Capital One's Secure Site
Fair to Good Credit Recommended (580-740) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

OK
Apply Now at Capital One's Secure Site
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
26.99% (Variable)
Annual Fee
$0

Great for:

Applicants with fair credit. Consumers with fair credit can utilize this card without paying a balance transfer fee or annual fee. 24-7 access to your account helps you build credit for the future.

The Capital One Platinum Credit Card is one of our top picks for the best credit cards.

Highlights

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use

Features

  • EMV
    EMV
  • Fair Credit
    Fair Credit
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Pre-Qualified
    Pre-Qualified

Staff Review

 

Editor's Rating:

3.7-star review

3.7 out of 5

Our take: If you want to build credit without a secured credit card, the Capital One Platinum Credit Card is worth a look for its valuable perks and features that make building credit easy.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Capital One® Platinum Credit Card

Average Ratings: (collected by Capital One)
4.5 out of 5 stars
See the latest reviews on Capital One's site

For customer reviews and the most recent star ratings please click here