- Balance Transfers Intro APR
- Purchases Intro APR
- Regular APR
- 26.99% (Variable)
- Annual Fee
- Pay no annual fee
- Be automatically considered for a higher credit line in as little as 6 months
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set.
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help build your credit through responsible use of a card like this
3.7 out of 5
Our take: If you want to build credit without a secured credit card, the Capital One Platinum Credit Card is worth a look for its valuable perks and features that make building credit easy.