Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
Apply now at American Express's secure site
Credit Cards»American Express Credit Cards»Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express
See Rates & Fees, Terms Apply

Partner Offer

Our rating:4.0 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

Credit Recommended (670-850)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at American Express's secure site
Intro Bonus
$300Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Reward Rates
6%6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6%6% Cash Back on select U.S. streaming subscriptions.
3%3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3%3% Cash Back at U.S. gas stations
1%1% Cash Back on other purchases
Balance Transfers Intro APR
N/A
Purchases Intro APR
0% on purchases for 12 months
Regular APR
13.99%-23.99% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95.

Great for:

U.S. supermarkets. Great for the large family, this card’s unbeatable cash back at U.S. supermarkets is closely followed by superior rewards at U.S. gas stations. The welcome bonus is also a great perk.

Compare this to other top cash back credit cards.

Highlights

  • Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.

Features

  • 0% Introductory APR
    0% Introductory APR
  • Auto Rental Insurance
    Auto Rental Insurance
  • Cash Back
    Cash Back
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Extended Warranty Program
    Extended Warranty Program
  • Free Credit Score
    Free Credit Score
  • Gas
    Gas
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • Popular
    Popular
  • Presale Tickets
    Presale Tickets
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Travel Assistance
    Travel Assistance
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

4.0 out of 5

Our take: Despite its high annual fee after the first year, the Blue Cash Preferred card is one of our favorite cards for families: It helps take the sting out of car pool lines and long commutes by offering a generous rewards rate on U.S. gas station spending and it offers one of the highest cash back rewards rate you can get when you use your card at U.S. supermarkets.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.