Legal, Regulatory, and Privacy Issues Stories

What to do if you find a lost credit card

When you find a lost credit card, the actions you…

January 21, 2022

How to negotiate debt with credit card companies

If your mounting credit card bill is becoming too much…

January 7, 2022

How to switch to a new credit card from the same bank

Almost every issuer will let you switch to a different…

January 6, 2022

Can a bank seize money from my checking account to pay credit card debt?

A reader wonders if a bank can offset his grandmother’s…

December 27, 2021

How to read your credit card’s terms and conditions

Consumers should know how to read their credit card's terms…

December 22, 2021

How to report credit card fraud

Credit card fraud is shifting online during the pandemic as…

December 20, 2021

What is an EMV credit card, and how does it work?

The way you use a credit card is changing as…

December 17, 2021

What to do if you lose your credit card

If your credit card is lost or stolen, you could…

December 10, 2021

I was denied credit because of mistaken identity

The CFPB has advised that consumer reporting bureaus should not…

November 29, 2021

Avoid credit card fraud this holiday season

As online sales soar and supply chain issues reduce inventory,…

November 24, 2021

Average credit card interest rate nears record high for balance carriers

If you're carrying a balance on a credit card, chances…

November 19, 2021

What is deferred interest?

Deferred interest plans are often advertised in retail stores as…

November 4, 2021

Fed set to begin tapering security purchases in November

Although inflation is up, the Fed is waiting for a…

November 3, 2021

Work-at-home cybersecurity: protect yourself and your employer

Cybercrime is flourishing during the pandemic, including for work-at-home employees.…

October 20, 2021

How to cancel an unauthorized pending charge on your credit card

The merchant might be able to reverse the charge, but…

October 18, 2021