What is a secured credit card?
Qualifying for a credit card can be a challenge if…
May 18, 2021
Credit Scores and Reports Stories
How alternative data is opening credit access for those with less credit history
Credit scores that look only at traditional credit data can…
May 17, 2021
Fraud alerts: What they are and how they work
A fraud alert will let lenders know you might be…
May 17, 2021
Will Biden’s policies take the CFPB’s consumer protection mission forward?
The CFPB has already come out with rulings that consumer…
May 13, 2021
What is ‘high balance,’ and how does it affect your score?
The credit report terms "high balance" and "high credit" represent the…
May 6, 2021
How credit scores affect interest rates
Your credit score helps determine what interest rate you qualify…
May 5, 2021
Who can access your credit reports or credit scores?
While it’s understood that you have access to your own…
April 29, 2021
What is the ‘shopping cart trick,’ and does it still work in 2021?
The "shopping cart trick" is a way to check if…
April 28, 2021
What credit score do you need for a credit card?
A high credit score makes it easier to qualify for…
April 22, 2021
Multiple balance transfers: a difficult debt payoff strategy
You might be able to move a credit card balance…
April 22, 2021
What happens to unpaid credit card debt after seven years?
Most of us don't intend to get in over our…
April 22, 2021
Credit card limit decreased? Why it happens, and what to do about it
A credit limit decrease can happen because your spending habits…
April 22, 2021
Can you build credit with a debit card?
Debit cards are convenient and they certainly have the look…
April 15, 2021
How to lower your credit card interest rate
If you carry a balance on your credit card, a…
April 13, 2021
Fraud alerts: What they are and how they work
A fraud alert will let lenders know you might be…
May 17, 2021
Will Biden’s policies take the CFPB’s consumer protection mission forward?
The CFPB has already come out with rulings that consumer…
May 13, 2021
What is ‘high balance,’ and how does it affect your score?
The credit report terms "high balance" and "high credit" represent the…
May 6, 2021
How credit scores affect interest rates
Your credit score helps determine what interest rate you qualify…
May 5, 2021
Who can access your credit reports or credit scores?
While it’s understood that you have access to your own…
April 29, 2021
What is the ‘shopping cart trick,’ and does it still work in 2021?
The "shopping cart trick" is a way to check if…
April 28, 2021
Multiple balance transfers: a difficult debt payoff strategy
You might be able to move a credit card balance…
April 22, 2021
What happens to unpaid credit card debt after seven years?
Most of us don't intend to get in over our…
April 22, 2021