What is ‘high balance,’ and how does it affect your score?
The credit report terms "high balance" and "high credit" represent the…
May 6, 2021
Credit Scores and Reports Stories
How credit scores affect interest rates
Your credit score helps determine what interest rate you qualify…
May 5, 2021
Who can access your credit reports or credit scores?
While it’s understood that you have access to your own…
April 29, 2021
What is the ‘shopping cart trick,’ and does it still work in 2021?
The "shopping cart trick" is a way to check if…
April 28, 2021
What credit score do you need for a credit card?
A high credit score makes it easier to qualify for…
April 22, 2021
Multiple balance transfers: a difficult debt payoff strategy
You might be able to move a credit card balance…
April 22, 2021
What happens to unpaid credit card debt after seven years?
Most of us don't intend to get in over our…
April 22, 2021
Credit card limit decreased? Why it happens, and what to do about it
A credit limit decrease can happen because your spending habits…
April 22, 2021
Can you build credit with a debit card?
Debit cards are convenient and they certainly have the look…
April 15, 2021
How to lower your credit card interest rate
If you carry a balance on your credit card, a…
April 13, 2021
How to use your tax refund to boost your credit score
If high credit utilization is weighing down your credit score,…
April 8, 2021
Does having the wrong address on your credit report hurt your score?
Addresses are part of the identifying information in your credit…
April 8, 2021
What is a good APR for a credit card?
A good credit card APR might not matter much to…
April 7, 2021
COVID-19 pandemic spurs outbreak of credit report errors
Data from the U.S. Public Interest Group show consumer complaints…
April 6, 2021
A second credit card: When it’s wise to get one, when it’s not
Adding another credit card to your wallet can be an…
April 6, 2021
What is ‘high balance,’ and how does it affect your score?
The credit report terms "high balance" and "high credit" represent the…
May 6, 2021
How credit scores affect interest rates
Your credit score helps determine what interest rate you qualify…
May 5, 2021
Who can access your credit reports or credit scores?
While it’s understood that you have access to your own…
April 29, 2021
What is the ‘shopping cart trick,’ and does it still work in 2021?
The "shopping cart trick" is a way to check if…
April 28, 2021
Multiple balance transfers: a difficult debt payoff strategy
You might be able to move a credit card balance…
April 22, 2021
What happens to unpaid credit card debt after seven years?
Most of us don't intend to get in over our…
April 22, 2021
Can you build credit with a debit card?
Debit cards are convenient and they certainly have the look…
April 15, 2021
How to lower your credit card interest rate
If you carry a balance on your credit card, a…
April 13, 2021
How to use your tax refund to boost your credit score
If high credit utilization is weighing down your credit score,…
April 8, 2021
Does having the wrong address on your credit report hurt your score?
Addresses are part of the identifying information in your credit…
April 8, 2021