Your Business Credit

Which business credit card should I use for office supplies?


These business credit cards can help you score more rewards if you purchase a lot of office supplies.

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Elaine Pofeldt is a journalist whose articles on entrepreneurship and careers have appeared in Fortune, Working Mother, Money and many other publications. She is a former senior editor at Fortune Small Business magazine and an entrepreneur herself, as co-founder of Her book, “The Million-Dollar, One-Person Business,” was released in 2018. She writes “Your Business Credit,” a weekly column about small business and credit, for

Ask Elaine a question, or see if your question has already been answered in the Your Business Credit answer archive.


Expert Q&A

I have excellent credit and am looking for a business credit card that offers rewards on office supplies. Which one would you suggest?

Thanks to your excellent credit, you have a variety of options of business credit cards that offer rewards on office supplies to choose from. Some of them include:

  1. The Ink Business Cash Credit Card
  2. Bank of America Business Advantage Cash Rewards Mastercard credit card
  3. The Blue Business® Plus Credit Card from American Express
  4. The Capital One Spark Cash Select for Business

Dear Your Business Credit,

I am starting a small professional services business with a friend from my industry. We’re going to be opening an office and will need to stock up on office supplies for ourselves and several employees. What business credit card would offer us good rewards for office supplies? We both have excellent credit. – Mia

Dear Mia,
You and your business partner are both in the lucky position of having a variety of options to choose from when it comes to business credit cards, thanks to your excellent credit.

There are currently many credit cards offering rewards for businesses that buy office supplies, so you may want to take stock of any other types of purchases you’ll be making to see which card is right for you.

See related: Best business credit cards

Business credit cards for office supplies

The Ink Business Cash Credit Card

  • Unlimited 5 percent cash back on the first $25,000 in combined purchases at office supply stores and on internet, cable and phone services upon each account anniversary year.
  • No annual fee.
  • An introductory bonus of $500 after spending $3,000 in the first three months.
  • 1 percent cash back on all other card purchases.

The Bank of America Business Advantage Cash Rewards Mastercard credit card

  • It offers 3 percent cash back on purchases at a category of your choice (gas, office supplies, travel, TV/telecom and wireless, computer service and business consulting services), and 2% cash back on dining (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
  • No annual fee.
  • A $300 statement credit when you make at least $3,000 in net purchase within the first 90 days of opening up your account.
  • 1 percent cash back on all other card purchases.

The Blue Business® Plus Credit Card from American Express

The Capital One Spark Cash Select for Business

As you can see, there are plenty of business credit card options to choose from. If you buy a lot of office supplies on your credit card, those savings in interest and cash back could be substantial

Just make sure you keep track of when the 0 percent introductory interest period expires and pay off any balance to avoid incurring interest charges.

The Bank of America content of this post was last updated on April 8, 2019.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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