Best Cards for Dining

Capital One Savor Cash Rewards Credit Card

Our rating: 4.9 More information Close Our writers, editors and industry experts at CreditCards.com score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card’s primary category rating. For more information, you can read about how we rate our cards.

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Recommended credit

670-850 (Good to Excellent) More information Close CreditCards.com credit range estimations are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Apply now at Capital One's secure site

Rewards rate

8%

Earn 8% cash back on Capital One Entertainment purchases

5%

Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel

3%

Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services

1%

Earn 1% cash back on all other purchases

At A Glance

Intro offer

Earn $200 Cash Back More information Close Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening

Annual fee

$0

Regular APR

18.74% - 28.74% variable

Recommended credit

670-850 (Good to Excellent) More information Close CreditCards.com credit range estimations are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Editor's take

Overall rating

Our rating: 4.9 More information Close Our writers, editors and industry experts at CreditCards.com score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card’s primary category rating. For more information, you can read about how we rate our cards.

Rating methodology

Rewards Value:

4.3

Annual Percentage Rate:

1.0

Rewards Flexibility:

4.8

Features:

3.0

Issuer Customer Experience

4.0

Card details

Highlights

• Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
• $0 annual fee and no foreign transaction fees
• Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
• Earn 8% cash back on Capital One Entertainment purchases
• Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
• No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
• 0% intro APR on purchases and balance transfers for 12 months; 18.74% - 28.74% variable APR after that; balance transfer fee applies
• Top rated mobile app

Rates & Fees

Annual Fee

$0

Intro Purchase APR

0% intro on purchases for 12 months

Regular APR

18.74% - 28.74% (Variable)

Intro Balance Transfers APR

0% intro on balance transfers for 12 months

View All Capital One Savor Cash Rewards Credit Card Details

American Express® Gold Card

Our rating: 4.9 More information Close Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

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Recommended credit

Good to Excellent More information Close CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Apply now at American Express's secure site

Rewards rate

4X

Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.

4X

Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.

5X

Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.

3X

Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.

2X

Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.

1X

Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.

At A Glance

Intro offer

As High As 100,000 points. Find Out Your Offer. More information Close You may be eligible for as high as 100,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Annual fee

$325

Regular APR

See Pay Over Time APR

Recommended credit

Good to Excellent More information Close CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Editor's take

Overall rating

Our rating: 4.9 More information Close Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Rating methodology

Rewards Value:

4.7

Annual Percentage Rate:

2.0

Rewards Flexibility:

4.0

Features:

4.0

Issuer Customer Experience:

5.0

Card details

Highlights

• You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
• Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
• Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
• Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
• Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
• $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
• $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
• $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
• $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
• Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
• Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
• Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• No Foreign Transaction Fees.
• Annual Fee is $325.
• Terms Apply.

Rates & Fees

Annual Fee

$325

Intro Purchase APR

N/A

Regular APR

See Pay Over Time APR

Intro Balance Transfers APR

N/A

View All American Express® Gold Card Details

Chase Sapphire Reserve®

Our rating: 4.8 More information Close Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

See Rates & Fees

Add to compare

Recommended credit

740-850 (Excellent) More information Close CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Apply now at Chase's secure site

Rewards rate

8x

Earn 8x points on all purchases through Chase Travel℠, including The Edit℠.

4x

Earn 4x points on flights and hotels booked direct.

3x

Earn 3x points on dining worldwide.

1x

Earn 1x points on all other purchases.

At A Glance

Intro offer

100,000 bonus points. More information Close Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

Annual fee

$795

Regular APR

19.74% - 28.24% Variable

Recommended credit

740-850 (Excellent) More information Close CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Editor's take

Overall rating

Our rating: 4.8 More information Close Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Rating methodology

Rewards Value:

4.8

Annual Percentage Rate:

3.0

Rewards Flexibility:

4.0

Features:

4.0

Issuer Customer Experience

4.0

Card details

Highlights

• Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• Get $3,000 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases.
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, a statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
• Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually when you dine at restaurants part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $324 annually.
• Member FDIC

Rates & Fees

Annual Fee

$795

Intro Purchase APR

N/A

Regular APR

19.74% - 28.24% Variable

Intro Balance Transfers APR

N/A

View All Chase Sapphire Reserve® Details