Rewards Credit Cards - Reviews
Credit card rewards come in many forms — from miles to cash back to points — that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We’ve created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits. Check out the offers below from our partners.
Gap Visa card
Last reviewed: December 29, 2022
Designed for devoted fans of Gap Inc. brand stores, the Gap Visa card bestows cardholders with 5 percent rewards and special savings opportunities at Old Navy, Banana Republic, Athleta and Gap — but, unfortunately, not much else.
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Old Navy Visa card
Last reviewed: November 15, 2023
Fans of value-priced yet stylish clothes have the most to gain from the Old Navy Visa card, but the card’s paltry rewards on purchases outside of Gap Inc. stores leave much to be desired.
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Menards BIG credit card
Last reviewed: November 15, 2023
Despite the retailer’s catchy jingle, even the biggest home improvement enthusiasts are unlikely to save big money with the Menards BIG credit card.
Kohl's Card
Last reviewed: April 7, 2025
Despite a paltry points system, regular Kohl’s customers can still save a considerable amount of money with the Kohl’s Card – but a steep APR puts cardholders at risk of having interest charges eat into their rewards and discounts.
JCPenney credit card
Last reviewed: March 5, 2021
With paltry rewards and a high APR, the JCPenney card is a poor choice for most cardholders, save for dedicated fans of the store who may appreciate the card’s special savings opportunities.
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PenFed Platinum Cash Rewards Visa card
Last reviewed: May 6, 2020
An outstanding card for PenFed credit union customers, the PenFed Platinum Cash Rewards Visa card pairs an exceptionally low interest rate with generous rewards on everyday purchases. This offer is no longer available.
Capital One® Premier Dining Rewards Credit Card
Last reviewed: September 20, 2022
With no annual fee, 3 percent cash back on restaurants and flexible redemption options, the brand-new Capital One Premier Dining Rewards card is an especially good deal for foodies and others who frequently dine out. This offer is no longer available.
Asiana Airlines American Express Card From Bank of America
Last reviewed: December 16, 2022
One of the few airline cards to offer a bonus on everyday purchases and a reasonable APR for all cardholders, the Asiana Airlines American Express card is a good value for regular visitors to South Korea. This card offer is no longer available.
First National Bank American Express card
Last reviewed: December 16, 2022
The First National Bank American Express card offers a high rewards rate on all your spending and a fair sign-up bonus, but the standout feature is the card’s ease of use: Your cash back is automatically credited to your statement whenever you earn $25. This card offer is no longer available on our site.
United℠ TravelBank Card
Last reviewed: November 7, 2025
Though the United TravelBank card offers a good rewards rate for no annual fee, a traditional cash back card would probably be a better choice. This offer is no longer available.
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Starwood Preferred Guest American Express Luxury Card
Last reviewed: April 7, 2025
The Starwood Preferred Guest American Express Luxury card offers a lot of value in its first year thanks to a giant introductory bonus, but – if you’re not interested in luxury perks with Marriott hotels – you can find many rewards cards that offer better ongoing value. This offer is no longer available.
United MileagePlus Club Card
Last reviewed: November 7, 2025
Cardholders who aren’t specifically looking for a United Club membership will find a plethora of rewards cards with better perks and much lower annual fees than the United MileagePlus Club Card. This offer is no longer available.