Rewards Credit Cards - Reviews
Credit card rewards come in many forms — from miles to cash back to points — that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We’ve created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits. Check out the offers below from our partners.
Gap Visa card
Last reviewed: December 29, 2022
Designed for devoted fans of Gap Inc. brand stores, the Gap Visa card bestows cardholders with 5 percent rewards and special savings opportunities at Old Navy, Banana Republic, Athleta and Gap — but, unfortunately, not much else.
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Kohl's Card
Last reviewed: April 7, 2025
Despite a paltry points system, regular Kohl’s customers can still save a considerable amount of money with the Kohl’s Card – but a steep APR puts cardholders at risk of having interest charges eat into their rewards and discounts.
Old Navy Visa card
Last reviewed: November 15, 2023
Fans of value-priced yet stylish clothes have the most to gain from the Old Navy Visa card, but the card’s paltry rewards on purchases outside of Gap Inc. stores leave much to be desired.
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Menards BIG credit card
Last reviewed: November 15, 2023
Despite the retailer’s catchy jingle, even the biggest home improvement enthusiasts are unlikely to save big money with the Menards BIG credit card.
JCPenney credit card
Last reviewed: March 5, 2021
With paltry rewards and a high APR, the JCPenney card is a poor choice for most cardholders, save for dedicated fans of the store who may appreciate the card’s special savings opportunities.
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PNC CashBuilder Visa credit card
Last reviewed: March 10, 2021
The standard APR on the PNC CashBuilder Visa is on the high side for a balance transfer card and its 12-month 0 percent balance transfer promotion is relatively short. This offer is no longer available.
Popular Community Bank Platinum Xtra card
Last reviewed: November 16, 2017
For $24 a year, the Popular Community Bank Platinum XTRA card offers a solid rewards rate and a decent return on spending, but restrictions and redemption fees drag down its overall value. This offer is no longer available.
AARP credit card from Chase
Last reviewed: March 2, 2021
With a high cash back rate on gas and restaurant purchases for no annual fee, the AARP credit card could be a great card to rotate into your wallet for your driving ventures. This card offer is no longer available.
Wyndham Rewards Visa card
Last reviewed: April 7, 2025
The Wyndham Rewards Visa card offers an above average rewards rate on hotel and general purchases; but Wyndham points aren’t worth as much as the average card rewards point, so the hotel card’s rewards program isn’t as valuable as it seems. This offer is no longer available.
HSBC Platinum Mastercard with rewards
Last reviewed: September 10, 2020
With an anemic rewards rate and a middling APR, the HSBC Mastercard ranks near the bottom of our list of travel cards. This offer is no longer available.
Uber Visa Card
Last reviewed: June 23, 2025
The Uber Visa Card offers a compelling rewards rate on Uber purchase, but its inflexible redemption scheme severely limits its appeal. This card offer is no longer available.
Citi ThankYou Preferred Card
Last reviewed: July 2, 2025
A good card for night owls and weekend adventurers, the Citi ThankYou Preferred card sets itself apart by offering bonus points on a wide variety of dining and entertainment purchases; however, it doesn’t offer much value for everyday purchases, such as gas or groceries, and it doesn’t offer any kind of sign-up bonus. This offer is no longer available.