Rewards Credit Cards - Reviews
Credit card rewards come in many forms — from miles to cash back to points — that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We’ve created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits. Check out the offers below from our partners.
The Ultimate Cash Back card from Santander Bank
Last reviewed: July 2, 2025
With a run-of-the-mill earning scheme and sign-up bonus, plus limited redemption options, the rewards program on the Santander Ultimate Cash Back Mastercard is far from impressive.
PNC Points Visa
Last reviewed: February 24, 2021
Despite its sky-high rewards rate, the PNC points Visa credit card is a run-of-the-mill rewards card dressed in a more generous card’s clothing.
TD First Class Visa Signature credit card
Last reviewed: September 10, 2020
The TD First Class Visa Signature card offers an accessible sign-up bonus and triple points on dining and travel, but its below-average rewards rate makes it hard to justify the high annual fee.
Mastercard® Black Card®
Last reviewed: November 13, 2025
With a $495 annual fee, the Mastercard Black Card is one of the priciest cards in its class, and comes with travel benefits that don’t hold up to other luxury cards.
*All information about the Mastercard® Black Card™ Card has been collected independently by CreditCards.com and has not been reviewed by the issuer.
*Content is accurate as of posting date, but offers mentioned may have expired.
Cabela's CLUB Mastercard credit card
Last reviewed: July 2, 2025
Though longtime Cabela’s fans might be persuaded to sign up for the store’s branded credit card, they’re probably better served in sticking with its free Outdoor Rewards loyalty program instead.
View similar retail credit cards
M&T Visa credit card with rewards
Last reviewed: March 5, 2021
A basic, no frills card with limited rewards, the M&T Visa card is a decent choice for balance-carrying cardholders who don’t mind foregoing extra benefits such as car rental insurance or price protection.
USAA Rewards Visa Signature Card
Last reviewed: January 15, 2021
The rewards on the Rewards Visa Signature Card are paltry, but military personnel may enjoy the card’s military and travel benefits. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
Expedia®+ Card from Citi
Last reviewed: September 11, 2020
Fans of discount travel sites would probably be better served by a general rewards card in lieu of the Expedia+ Card, due to its low rewards rate and litany of restrictions on redeeming rewards points. This offer is no longer available on our site.
PlayStation Card from Capital One
Last reviewed: July 2, 2025
Despite meager rewards on outside purchases, gamers and techies can definitely fuel their hobbies with the Sony PlayStation credit card. This offer is no longer available on this site.
Regions Prestige Visa Signature credit card
Last reviewed: November 17, 2020
There’s not much to recommend this low-earning rewards card besides a few small bonuses for signing up for Regions Bank services.
BBVA Select credit card
Last reviewed: September 10, 2020
One of our least favorite rewards credit cards, the BBVA Select credit card charges a surprisingly high three figure annual fee in exchange for mediocre rewards and limited benefits.
USAA Cash Rewards® American Express® Card
Last reviewed: February 24, 2021
The USAA Rewards American Express Card offers a fair amount of points on dining out, gas and grocery store purchases, but beware of its APR, which can run very high. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.