No Annual Fee Credit Cards - Reviews
We’ve taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee. Check out the offers below from our partners.
Navy Federal Credit Union Go Rewards credit card
Last reviewed: February 3, 2025
One of the best rewards cards available for on-the-go cardholders who plan to carry a balance, the NFCU Go Rewards card offers a solid spending bonus on gas and restaurant purchases and a reasonably priced APR.
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Citizens Bank Cash Back Plus World MasterCard
Last reviewed: January 11, 2021
The Citizens Bank Cash Back Plus World MasterCard offers straightforward earnings and above-average cash rewards, making it a good choice for the casual rewards card user.
Amazon Rewards Visa Signature card
Last reviewed: May 20, 2021
For cardholders who don’t want to pay the fee for an Amazon Prime membership, the regular Amazon Rewards Visa card offers one of the highest rewards rates on Amazon.com purchases as well as a pretty good rewards rate on gas, restaurant and drugstore purchases.
* All information about the Amazon Rewards Visa Signature card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This card is not currently available through CreditCards.com.
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U.S. Bank Cash 365 American Express Card
Last reviewed: September 10, 2020
In a market crowded with cash back cards that earn a flat 1.5 percent rate, there’s not much to recommend the U.S. Bank Cash 365 card over its competitors. This offer is no longer available on our site.
The Ultimate Cash Back card from Santander Bank
Last reviewed: November 15, 2023
With a run-of-the-mill earning scheme and sign-up bonus, plus limited redemption options, the rewards program on the Santander Ultimate Cash Back Mastercard is far from impressive.
PNC Points Visa
Last reviewed: February 24, 2021
Despite its sky-high rewards rate, the PNC points Visa credit card is a run-of-the-mill rewards card dressed in a more generous card’s clothing.
Blue from American Express card
Last reviewed: December 16, 2022
If you’re looking for a no-frills rewards credit card with brand-name recognition, the Blue from American Express card could be an easy way to get your feet wet. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
Expedia®+ Card from Citi
Last reviewed: September 11, 2020
Fans of discount travel sites would probably be better served by a general rewards card in lieu of the Expedia+ Card, due to its low rewards rate and litany of restrictions on redeeming rewards points. This offer is no longer available on our site.
USAA Rewards Visa Signature Card
Last reviewed: January 15, 2021
The rewards on the Rewards Visa Signature Card are paltry, but military personnel may enjoy the card’s military and travel benefits. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
Regions Prestige Visa Signature credit card
Last reviewed: November 17, 2020
There’s not much to recommend this low-earning rewards card besides a few small bonuses for signing up for Regions Bank services.
M&T Visa credit card with rewards
Last reviewed: March 5, 2021
The M&T Visa card charges a lower APR than most rewards credit cards, but the benefits it offers are modest and the above balance transfer fee it charges could cut into cardholders’ savings.
USAA Cash Rewards® American Express® Card
Last reviewed: February 24, 2021
The USAA Rewards American Express Card offers a fair amount of points on dining out, gas and grocery store purchases, but beware of its APR, which can run very high. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.