No Annual Fee Credit Cards - Reviews
We’ve taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee. Check out the offers below from our partners.
Discover it® Miles
Last reviewed: February 10, 2025
The Discover it® Miles card offers a range of high-end travel perks and an industry-leading rewards rate for the card’s first 12 months, but the benefits drop off significantly after the first year.
Terms and conditions apply.
Bilt Mastercard®
Last reviewed: November 15, 2024
The Bilt Mastercard is perfect for renters and people saving up for their next home. Not only do you earn points on monthly rent, but you also get rewarded for travel and dining.
Citi Rewards+® Card
Last reviewed: April 7, 2025
The Citi Rewards+ Card is a valuable no-annual-fee card that rewards users for everyday purchases. While the rewards rate might not seem as high as similar cards, unique features make it easy to rack up flexible ThankYou points.
All information about the Citi Rewards+® Card has been collected independently by CreditCards.com and has not been reviewed by the issuer.
RBFCU CashBack Rewards card
Last reviewed: November 15, 2023
Customers of RBFCU can’t do much better than this highly rewarding cash back card, though it’s only available in Texas.
My GM Rewards® Mastercard®
Last reviewed: October 16, 2024
This card offers a very generous rewards rate on GM spending and also on everyday purchases, but the card’s restrictive redemption program doesn’t leave you many options for rewards.
Citi® Diamond Preferred® Card
Last reviewed: April 21, 2025
Thanks to its long introductory offer on balance transfers, the Citi Diamond Preferred Card is a solid option if you need to pay down debt. Just be sure to factor in the card’s high balance transfer fee when weighing options.
Golden 1 Credit Union Platinum Rewards credit card
Last reviewed: May 8, 2020
If you live in Northern California, this is an ideal card to use for your everyday spending: The Golden1 Credit Union Platinum Rewards card offers one of the lowest APRs available on a rewards credit card while also offering one of the most generous bonus rates available without paying an annual fee.