No Annual Fee Credit Cards - Reviews
We’ve taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee. Check out the offers below from our partners.
Wyndham Rewards Earner® Card
Last reviewed: March 6, 2025
This card can offer great value for occasional travelers who prefer to stay at Wyndham hotels, especially via its high rewards rate on gas and generous anniversary bonus (a perk that’s hard to come by on a no-annual- fee hotel card).
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Wells Fargo Autograph® Card
Last reviewed: September 11, 2025
This card offers solid everyday rewards in a terrific mix of spending categories, but it may not be the best fit for frequent travelers looking for flexible rewards.
PenFed Pathfinder® Rewards Visa Signature® Card
Last reviewed: June 23, 2025
The PenFed Pathfinder Rewards Visa Signature card comes with lucrative travel credits and a rewards scheme that favors travel purchases.
Bank of America® Travel Rewards credit card
Last reviewed: June 23, 2025
You can travel anytime you want with this flexible travel card: The Bank of America Travel Rewards credit card sets itself apart from other travel cards by doing away with restrictive travel policies and letting you book your rewards-funded travel yourself.
Discover it® Miles
Last reviewed: July 8, 2025
The Discover it® Miles card offers a range of high-end travel perks and an industry-leading rewards rate for the card’s first 12 months, but the benefits drop off significantly after the first year.
Terms and conditions apply.
Power Cash Rewards Visa Signature® Card
Last reviewed: July 2, 2025
The Power Cash Rewards Visa Signature® Card awards 2 percent cash back, but only PenFed members can apply.
Instacart Mastercard®
Last reviewed: August 7, 2025
If you’re already an avid Instacart user, this card could be hugely rewarding thanks to its impressive rewards rate, broad category coverage and generous first-year bonus. If you only use the service occasionally, though, you may be better off with a general grocery rewards card.
The information about the Instacart Mastercard® has been collected independently by Creditcards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
Capital One VentureOne Rewards Credit Card
Last reviewed: August 12, 2025
The VentureOne card from Capital One is a good pick for cardholders who want rewards-funded travel, but don’t want to deal with blackout dates or complicated rewards schemes: In lieu of complicated bonuses, the card awards 1.25 miles on every purchase and it allows you to book your rewards-funded travel yourself from any website or travel agent you choose.