No Annual Fee Credit Cards - Reviews
We’ve taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee. Check out the offers below from our partners.
Wyndham Rewards Earner® Card
Last reviewed: March 6, 2025
This card can offer great value for occasional travelers who prefer to stay at Wyndham hotels, especially via its high rewards rate on gas and generous anniversary bonus (a perk that’s hard to come by on a no-annual- fee hotel card).
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Wells Fargo Autograph® Card
Last reviewed: April 7, 2025
This card offers solid everyday rewards in a terrific mix of spending categories, but it may not be the best fit for frequent travelers looking for flexible rewards.
Bank of America® Travel Rewards credit card
Last reviewed: June 23, 2025
You can travel anytime you want with this flexible travel card: The Bank of America Travel Rewards credit card sets itself apart from other travel cards by doing away with restrictive travel policies and letting you book your rewards-funded travel yourself.
Citi Double Cash® Card
Last reviewed: August 19, 2025
If you regularly pay off your card in full each month, it’s hard to beat the cash back rewards on the Citi Double Cash card: It offers 2% cash back (1% when you buy and an additional 1% as you make payments for those purchases), making it an ideal card for purchases that don’t qualify for larger bonuses.
*All information about the Chase Freedom Flex℠ has been collected independently by CreditCards.com and has not been reviewed by the issuer.
Power Cash Rewards Visa Signature® Card
Last reviewed: July 2, 2025
The Power Cash Rewards Visa Signature® Card awards 2 percent cash back, but only PenFed members can apply.
Discover it® Miles
Last reviewed: July 8, 2025
The Discover it® Miles card offers a range of high-end travel perks and an industry-leading rewards rate for the card’s first 12 months, but the benefits drop off significantly after the first year.
Terms and conditions apply.
Instacart Mastercard®
Last reviewed: August 7, 2025
If you’re already an avid Instacart user, this card could be hugely rewarding thanks to its impressive rewards rate, broad category coverage and generous first-year bonus. If you only use the service occasionally, though, you may be better off with a general grocery rewards card.
The information about the Instacart Mastercard® has been collected independently by Creditcards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
Wells Fargo Active Cash® Card
Last reviewed: August 12, 2025
The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period.