Luxury Credit Cards - Reviews
Luxury travel cards typically come with a high annual fee, but if you are a frequent flyer who enjoys luxury perks and can budget a fee of $200 or more, don’t let the price tag trip you up. Most elite cards are teeming with valuable perks — such as airport lounge access, travel credits, luxury travel insurance, elite status benefits and luxury hotel perks — that easily surpass the card’s annual fee. We’ve reviewed the top luxury cards from our partners to help you find the best card to get you where you want to go, with a touch of class.
Mastercard® Titanium Card™
Last reviewed: June 16, 2025
The most affordable option in Mastercard’s line of luxury credit cards, the Mastercard Titanium Card offers a decent rewards rate and some interesting perks; but you can get a similar amount of value from cheaper cards.
United MileagePlus Club Card
Last reviewed: April 7, 2025
With its large sign-up bonus, fairly high rewards rate on both United purchases and general purchases and unlimited access to United Club lounges, the United MileagePlus Club Card is a good deal for loyal United flyers. This offer is no longer available.
Starwood Preferred Guest American Express Luxury Card
Last reviewed: April 7, 2025
Aside from its gigantic introductory bonus, the main appeal of the Starwood Preferred Guest American Express Luxury card is luxury hotel perks. This offer is no longer available.
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