|Business Rating:||4.5 / 5|
|Annual Percentage Rate||4.0|
|Issuer Customer Experience||5.0|
In a Nutshell:
The Delta SkyMiles Reserve Business American Express Card helps cardholders earn elite status faster while offering a big introductory offer, access to Delta Sky Clubs and more.
60,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in first three months
American Express Customer Service Ratings
Other Notable Features: Complimentary Delta Sky Club access, annual companion certificate, free checked bag, priority boarding, 20% discount on in-flight items, no foreign transaction fee (See rates and fees), concierge services, no fee for employee cards (See rates and fees), account alerts, extra savings on eligible business purchases, mobile payment app, online business forum, car rental insurance, trip cancellation/interruption insurance, trip delay insurance, extended warranty, purchase protection, ticket presales and VIP events, car purchase discounts, discounts on travel packages, return protection, ShopRunner service (enrollment required)
If you’re a frequent Delta flyer who pursues elite status with the airline, the Delta SkyMiles Reserve Business American Express Card could be an ideal addition to your wallet. Its welcome offer can get you closer to SkyMiles elite status as part of the bonus — and if you want to reach status even faster, you can also earn 15,000 MQMs after you spend $30,000 on purchases on your Delta SkyMiles Reserve Business card in a calendar year, up to four times per year.
Decent rewards rate
You’ll earn 3 miles per dollar on eligible purchases made directly with Delta and 1 mile per dollar on other purchases with the Delta SkyMiles Reserve Business card, which is a fair, but not terrific, rate of return. After you spend $150,000 in a calendar year, you’ll also earn 1.5 miles per dollar on all purchases for the rest of the year (Delta spending still earns 3 miles per dollar). General spending below the $150,000 threshold earns a meager rate of 1 mile per dollar.
Welcome bonus gets you closer to elite status
The current Delta SkyMiles Reserve Business card recently updated its welcome bonus, offering new cardholders 60,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after spending $4,000 in the first three months of card membership.
While this is a steep drop in total miles from the card’s previous offer (110,000 bonus miles for spending $6,000 in the first three months), it could be attractive if you’re interested in fast-tracking your way to elite status with Delta. You’ll need 25,000 MQMs to reach Silver elite status, so this bonus gets you a good chunk of the way there. Indeed, if you spend $30,000 in your first year (including $4,000 in your first three months), you’ll earn all 25,000 MQMs required for Silver elite status. That combines the 10,000 MQMs you’d earn as part of the card’s welcome offer and the 15,000 MQMs you’d earn for spending $30,000 or more in a calendar year with the card.
We currently value Delta miles at 1.61 cents per mile, so the current offer is worth just under $1,000 in travel with Delta. There’s no telling when or if this card will feature a welcome bonus of over 100,000 miles again, so even with the reduced bonus, now may still be a good time to apply if you’re aiming for elite status or have travel plans and are ready to start earning rewards.
The best airline perks of any Delta business card
While the rewards structure for this card isn’t overly exciting, some of the card’s perks may make up for it. For starters, being a cardholder qualifies you for an annual companion certificate you can use to score free airfare for a guest when you pay for your own flight.
You’ll also get complimentary access to both Delta Sky Clubs when you book your Delta flight with the Reserve card, with the option to pay $39 per person for up to two guests. You’ll also enjoy access to prestigious Centurion Lounges when flying on a same-day Delta-marketed or operated flight booked with your Delta SkyMiles Reserve card. If you purchased a Sky Club membership outright, you would need to pay $495 or 45,000 Delta miles.
The card also entitles you to a number of other perks on Delta airlines, including a free checked bag on Delta flights, priority boarding and 20 percent off eligible in-flight purchases in the form of a statement credit.
Valuable benefits for frequent travelers
Frequent flyers can also count on valuable travel benefits, including baggage insurance, trip delay insurance, car rental insurance and no foreign transaction fees. Also, the American Express concierge is available to help you with nearly any task from assisting you with restaurant reservations to arranging the details for an upcoming event.
The card also includes the usual run of American Express benefits, including extended warranties, return protection, purchase protection, presale tickets, access to special VIP events, free roadside assistance, a ShopRunner membership (enrollment required), car purchase discounts and more.
Business owners get special perks
The Delta SkyMiles Reserve Business American Express Card offers several benefits specifically for business owners. Once you sign up for online account management for your American Express card, you’ll get access to tracking tools that help you manage and categorize business purchases. You get free employee cards and you’ll have the ability to set up individual spending limits for each card. You’ll also have the ability to manage receipts, set up account alerts and designate an account manager online.
The Delta SkyMiles program can be valuable, but not always
One of the biggest downsides of the Delta SkyMiles program is the fact it doesn’t come with an award chart. As a result, it’s difficult to predict how many miles a flight will cost and to save up for a specific redemption. Another downside is the fact that Delta charges $25 to make award bookings on the phone and $35 to make a booking in a Delta ticket office.
You may also be dismayed to find that you cannot book flights with a stopover using Delta SkyMiles. Delta doesn’t allow open-jaw flights either, although you can create a similar itinerary by booking two one-way flights. Also, keep in mind that fuel surcharges on some international Delta flights often cost hundreds of dollars.
While Delta SkyMiles isn’t perfect, there’s still plenty to celebrate. For example, Delta makes it possible to exercise its “Miles + Cash” option for some of its flights. You can also redeem miles for airfare on Delta and Delta partners, and you have a variety of other redemption options, including hotels, car rentals, gift cards, merchandise and special experiences (though the value is poor for most of these options).
Delta miles never expire either, which means you can earn miles without having to worry about when you can use them.
Why get the Delta SkyMiles Reserve Business American Express Card?
- You plan to purchase a Delta Sky Miles membership anyway, and this offer will give you a membership plus bonus miles and other perks.
- You want Centurion Lounge access.
- You plan to pursue elite status with Delta this year but need some help to get there.
- You spend a lot on Delta flights each year and outside of Delta.
How to use Delta SkyMiles Reserve Business American Express Card:
- Use your card for all your Delta purchases to earn 3 miles per dollar.
- Spend at least $4,000 on the card in the first three months to earn the introductory bonus.
- Spend $30,000 or more in a calendar year to earn an additional 15,000 MQMs (up to four times per year).
- Spend more than $150,000 on non-Delta purchases to boost your rewards rate to 1.5 miles per dollar on eligible purchases.
- Get free employee cards so you can earn miles on all your business purchases.
For rates and fees of the Delta SkyMiles Reserve Business American Express Card, please click here.
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