Business Credit Cards - Reviews
Business credit cards let freelancers, store owners, solopreneurs and all kinds of small-business owners make the most of every dollar spent. Whether you’re looking to save on travel, earn cash back, get flexible payments on capital purchases or reduce interest on debts, there’s a business credit card tailor-made for you.
To maximize your earnings, look for business credit cards that fit your spending and savings needs. Cash back cards pay you back on daily expenses and help you save on future purchases. Business travel rewards cards reduce your travel costs and deliver travel-related conveniences. Flex-pay, low APR and 0% intro APR cards help you save on interest and manage finances.
Our CreditCards.com experts reviewed hundreds of business card offers and rated the best business credit cards for 2021 based on several factors. Cash back and travel rewards, interest rates, payment flexibility, welcome offers and partner discounts are the key criteria we used. In our business credit card reviews below, you can compare business credit card offers from our partners and find expert recommendations for specific spending and savings needs.
Capital One® Spark® Miles Select for Business
Last reviewed: August 17, 2023
A good tool for shaving the cost of business travel without investing in an annual fee or a complicated rewards scheme, the Spark Miles Select card from Capital One offers hassle-free travel rewards that are easy to redeem.
*All information about the Capital One Spark Miles Select for Business has been collected independently by CreditCards.com and has not been reviewed by the issuer. The Capital One Spark Miles Select for Business is no longer available through CreditCards.com.
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Last reviewed: April 7, 2025
This is a good pick for business cardholders who are often on the road, offering a generous cash back rate in a category of your choice, as well as on dining purchases.
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Last reviewed: April 10, 2025
Though there are far better airline cards for business owners, frequent flyers of American Airlines will find plenty of value in the CitiBusiness / AAdvantage Platinum Select Mastercard to justify the card’s high annual fee.
Partner Offer: Citi is an advertising partner
All information about the CitiBusiness AAdvantage Platinum Select Mastercard has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
Wells Fargo Business Platinum card
Last reviewed: April 7, 2025
The Wells Fargo Business Platinum card offers business owners a reasonable interest rate and the unusual option of choosing between points or cash back rewards, with a high rewards rate on cash back.
Capital on Tap Business Credit Card
Last reviewed: June 4, 2025
The Capital on Tap Business Credit Card extends credit limits up to $50,000 for those who qualify, which is one of its biggest benefits. Cardholders can also earn a flat 1.5% cash back and one of the best welcome offers available on a no-annual-fee business card.
* All information about the Capital on Tap Business Credit Card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
Citi® Secured Mastercard®
Last reviewed: May 7, 2024
A good starter card for those who are new to credit, the Citi Secured Mastercard allows cardholders to jumpstart their credit history without committing to a high annual fee.
All information about the Citi Secured Mastercard has been collected independently by CreditCards.com and has not been reviewed by the issuer.
U.S. Bank Business Cash Rewards World Elite Mastercard
Last reviewed: April 7, 2025
Business owners will appreciate the generous earning scheme of this no-annual-fee World Elite credit card, as well as the simplicity of earning and redeeming cash back.
*All information about the U.S. Bank Business Cash Rewards World Elite Mastercard has been collected independently by CreditCards.com and has not been reviewed by the issuer. This card is no longer available through CreditCards.com.
Costco Anywhere Visa® Business Card by Citi
Last reviewed: January 21, 2025
Business owners who frequently buy in bulk will love the Costco Anywhere Visa Business card’s substantial rewards, but those who’d rather shop around or want lots of options for redeeming their rewards are probably better off with a more flexible card.
U.S. Bank FlexPerks® Business Travel Rewards Card
Last reviewed: June 23, 2025
The U.S. Bank FlexPerks Business Travel Rewards Card is a decent option for frequent travelers – but its earning rate and redemption value are not the best you can find (see rates and fees). This offer is no longer available on our site.
SunTrust Business Cash Rewards Credit Card
Last reviewed: May 8, 2020
This business card offers unbeatable flexibility with no preset credit limit and solid, business-friendly cash rewards.
Business Green Rewards Card from American Express
Last reviewed: April 3, 2025
This classic American Express business card offers modest rewards and a more flexible spending limit, but it struggles to compete with other cards.