- Balance Transfers Intro APR
- 0% intro APR for 21 months from account opening on qualifying balance transfers
- Purchases Intro APR
- 0% intro APR for 21 months from account opening
- Regular APR
- 17.74%, 24.24%, or 29.49% Variable APR
- Annual Fee
- $0
Highlights
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.74%, 24.24%, or 29.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.
- $0 annual fee.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
Features
- 0% Introductory APR
- Balance Transfer
- Excellent Credit
- Good Credit
Staff Review
Editor's Rating: 4.2 out of 5 | Our take: Boasting one of the longest intro APR periods on the market, the Wells Fargo Reflect card could be a life-saver if you're ready to chip away at high-interest debt. See Rates and Fees |