- Balance Transfers Intro APR
- 0% intro APR for up to 21 months from account opening on qualifying balance transfers
- Purchases Intro APR
- 0% intro APR for up to 21 months from account opening
- Regular APR
- 13.74% - 25.74% Variable APR
- Annual Fee
- $0
Highlights
- 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods. 13.74% to 25.74% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5
- $0 Annual Fee
- Get up to $600 of cell phone protection when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
- Through My Wells Fargo Deals, you can earn cash back in the form of a statement credit while you shop, dine, or enjoy an experience simply by using your eligible Wells Fargo Credit Card
- Select “Apply Now” to learn more about the product features, terms and conditions
Features
- 0% Introductory APR
- Balance Transfer
Staff Review
Editor's Rating: 4.1 out of 5 | Our take: Boasting one of the longest intro APR periods on the market, the Wells Fargo Reflect card could be a life-saver if you're ready to chip away at high-interest debt. See Rates and Fees |