- 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension for 3 months with on-time minimum payments during the intro period. 17.24% to 29.24% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5.
- $0 Annual Fee
- Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
- Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
- Select "Apply Now" to learn more about the product features, terms and conditions
- 0% Introductory APR
- Balance Transfer
- Excellent Credit
- Good Credit
4.6 out of 5
Our take: Boasting one of the longest intro APR periods on the market, the Wells Fargo Reflect Card could be a lifesaver if you're ready to chip away at high-interest debt. See Rates and Fees