- Intro Bonus
- $200$200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions within 60 days.*
- Reward Rates
- 2.2%Earn 2.2% unlimited cash back on card purchases every time you make a payment
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 14.99% - 29.99%
- Annual Fee
- $0
Highlights
- $200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a credit card with the predictability of a personal loan
- No annual fee
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
- Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions within 60 days. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer.
Features
- Cash Back
- Concierge Service
- Extended Warranty Program
- No Annual Fee
- Price Protection
- Roadside Assistance
- Travel Assistance
- Zero Fraud Liability
Staff Review
Editor's Rating: 4.3 out of 5 | Our take: A unique credit card/loan hybrid that earns a great flat rate and refines your budget with consistent bill payments. While it lacks flexible cash back redemptions, it can be a fine solution if you consistently carry a balance. |