United Gateway℠ Card
United Gateway℠ Card
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United Gateway℠ Card See Rates & Fees
Partner Offer

United Gateway℠ Card

Our rating: 3.8 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

Credit Recommended

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
Earn up to 50,000 miles Earn 40,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
Reward Rates
5x Earn 5x total miles on eligible United flights.
2x Earn 2x miles on all other eligible United® purchases.
2x Earn 2x miles at gas stations, and on local transit and commuting.
1x Earn 1x mile on all other purchases.
Balance Transfers Intro APR
N/A
Purchases Intro APR
0% Intro APR on Purchases for 12 months
Regular APR
19.74% - 28.24% Variable
Annual Fee
$0

Highlights

  • Earn up to 50,000 bonus miles
  • 0% intro APR for the first 12 months from account opening on purchases & no annual fee.
  • 5x total miles on eligible United flights and 2x miles on all other eligible United® purchases
  • 2x miles at gas stations, on local transit and commuting
  • 1x mile on all other purchases
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
  • Earn 2 first standard checked bags after you spend $10,000 in a calendar year
  • Save 10% or more on flights booked with miles after spending $10,000 in a calendar year
  • Member FDIC

Features

  • Airline
    Airline
  • Excellent Credit
    Excellent Credit
  • Good Credit
    Good Credit
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Rewards
    Rewards
  • Travel
    Travel
  • Visa
    Visa

Staff Review

Editor's Rating:

3.8 out of 5

Our take:

Read full review
All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.