- Intro Bonus
- Earn 20,000 bonus milesEarn 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
- Reward Rates
- 2XEarn 2 miles per $1 spent on United® purchases, at gas stations and on local transit and commuting
- 1XEarn 1 mile per $1 spent on all other purchases
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- 0% Intro APR on Purchases for 12 months
- Regular APR
- 21.99% - 28.99% Variable
- Annual Fee
- $0
Highlights
- Earn 20,000 bonus miles
- No annual fee
- Earn 2 miles per $1 spent on United® purchases, at gas stations and on local transit and commuting
- Earn 2 miles per $1 spent on United® purchases
- Earn 2 miles per $1 spent at gas stations, on local transit and commuting
- Earn 1 mile per $1 spent on all other purchases
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
- Member FDIC
Features
- Airline
- Excellent Credit
- Good Credit
- No Foreign Transaction Fees
- Rewards
- Travel
Staff Review
Editor's Rating: 3.4 out of 5 | Our take: Though it falls short of other United credit cards when it comes to perks and ongoing rewards value, the United Gateway Card could be a good fit for occasional travelers looking to avoid an annual fee. |