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- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine Visa® card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- If approved, simply pay a Program Fee to open your account and access your available credit
- Reports monthly to all three major credit bureaus
- Select your favorite card design from our gallery, for free!
0.6 out of 5
Our take: While the Total Visa Unsecured doesn’t require a security deposit and offers regular reviews for a credit line increase, cardholders will be buried in additional program fees.