First Access Visa® Card
First Access Visa® Card
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First Access Visa® Card
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First Access Visa® Card

Our rating:1.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Bad to Fair

Credit Recommended (300-670)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at First Access's secure site
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
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Annual Fee
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Highlights

  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won't
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Staff Review

Editor's Rating:

1.5 out of 5

Our take: Due to its gargantuan fees and APR, the First Access Visa Card is tough to recommend – even for cardholders with severely damaged credit.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.