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First Access Visa® CardSee Rates & Fees
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First Access Visa® Card

Our rating:1.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Bad to Fair credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Reward Rates
1% Cash BackEarn 1% cash back rewards on payments made to your First Access Credit Card
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
35.99% (Variable)
Annual Fee
$75.00 1st year, $48.00 after*


Staff Review

Editor's Rating:

1.5 out of 5

Our take: Due to its gargantuan fees and APR, the First Access Visa Card is tough to recommend – even for cardholders with severely damaged credit.

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.