- Reward Rates
- 1% Cash BackEarn 1% cash back rewards on payments made to your First Access Credit Card
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 35.99% (Variable)
- Annual Fee
- $75.00 1st year, $48.00 after*
Highlights
- Earn 1% cash back rewards on payments made to your First Access Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- No security deposit, simply pay a one-time $95 program fee to open your account.*
- User friendly Mobile App.
- *See Rates, Fees, Costs & Limitations for complete offer details
- See First Access Rewards Programs Terms & Conditions for details
Staff Review
Editor's Rating: 1.5 out of 5 | Our take: Due to its gargantuan fees and APR, the First Access Visa Card is tough to recommend – even for cardholders with severely damaged credit. |