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Credit Cards » American Express Credit Cards » The Blue Business® Plus Credit Card from American Express
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The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express See Rates & Fees , Terms Apply

Partner Offer

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

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Apply Now at American Express's Secure Site
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

OK
Apply Now at American Express's Secure Site
Reward Rates
2X Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
1X 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
Balance Transfers Intro APR
0% on balance transfers for 12 months
Purchases Intro APR
0% on purchases for 12 months
Regular APR
14.74% - 20.74% Variable
Annual Fee
No annual fee

Great for:

0% intro APR. Have a large purchase coming up or a big balance on an older card? This product has the unusual feature for a business card of 0% intro APR for 12 months on purchases and balance transfers.

See more of the best business credit cards of 2019.

Highlights

  • Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74% or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
  • Terms Apply

Features

  • 0% Introductory APR
    0% Introductory APR
  • Auto Rental Insurance
    Auto Rental Insurance
  • Balance Transfer
    Balance Transfer
  • Business
    Business
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Extended Warranty Program
    Extended Warranty Program
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • Points
    Points
  • Presale Tickets
    Presale Tickets
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Roadside Assistance
    Roadside Assistance
  • Travel Accident Insurance
    Travel Accident Insurance
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Our take: The Blue Business Plus Credit Card from American Express offers small business owners a great means of earning valuable Membership Rewards points at a high rate for no annual fee, at least until they hit the $50,000 cap, then the rate drops to 1 percent.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.