- Intro Bonus
- Earn $200 Cash BackSpecial Offer: Earn $200 Cash Back when you spend $1,000 within the first 90 days after opening your account.
- Reward Rates
- 3% and 2%Earn 3% and 2% Cash Back on your choice of spend categories. Plus, you can switch your categories quarterly.
- 1%Earn 1% Cash Back on all other eligible purchases.
- Balance Transfers Intro APR
- 0% intro APR on balance transfers for the first 15 billing cycles after account opening.
- Purchases Intro APR
- 0% intro APR on purchases for the first 15 billing cycles after account opening.
- Regular APR
- 19.24%, 24.24% or 29.24% variable APR based on your creditworthiness.
- Annual Fee
- None
Highlights
- NEW AND IMPROVED: 0% intro APR on balance transfers and purchases for the first 15 billing cycles after account opening. After that, 19.24% - 29.24% variable APR based on your credit worthiness.
- Special Offer: Earn $200 Cash Back when you spend $1,000 within the first 90 days after opening your account.
- Earn 3% and 2% Cash Back on your choice of Spend Categories. Plus, you can switch your categories quarterly. Earn 1% Cash Back on other purchases.
- Switch spend categories up to four times a year.
- No annual fee
- Contactless Payments/Digital Wallet
- Instant credit card replacement
- Must be a resident of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA or VT.
Staff Review
Editor's Rating: 3.4 out of 5 | Our take: With a large sign-up bonus and a great rewards rate on food purchases, the rewards program on the TD Cash Credit Card offers better-than-average value. View similar rewards cards |