Credit Cards»Mastercard»Surge Mastercard® Credit Card
Surge Mastercard® Credit Card
Partner Offer

Surge Mastercard® Credit Card

Our rating:1.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

No Credit History

When you click “See my approval odds” we’ll run a soft credit check to determine if you have Excellent, Good, Low, or Poor odds of being approved for cards on our site. Approval Odds serves as a guide to help you find the right credit card and will never affect your credit score.
Apply now at Celtic Bank's secure site
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
See Terms*
Annual Fee
See Terms*

Highlights

  • See if you're Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)
  • Checking Account Required

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • EMV
    EMV
  • No Credit History
    No Credit History
  • Poor Credit
    Poor Credit
  • Price Protection
    Price Protection
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

1.5 out of 5

Our take: The Surge Mastercard could get you a high credit limit and a chance at a credit limit increase in as little as six months, but the card’s inflated fees and APR make it a poor choice for most credit-builders.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.