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Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card
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Our rating:4.3 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

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Intro Bonus
Earn 100,000 points.Limited Time Offer: Our best points offer this year, earn 100,000 bonus points after spending $4,000 on purchases in the first 5 months from account opening.
Reward Rates
2XEarn 2X points on Southwest Airlines® purchases.
2XEarn 2X points at Gas stations and Grocery stores on first $5,000 in combined purchases per year.
1XEarn 1X points on all other purchases.
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
19.99% - 28.49% Variable
Annual Fee
$99

Great for:

Low-fee Southwest rewards. For a $69 annual fee, cardholders have the opportunity to earn a sign-up bonus, plus a 3,000-point anniversary bonus.

This Southwest credit card is included in our list of the best airline credit cards.

Highlights

  • Limited Time Offer: Our best points offer this year, earn 100,000 bonus points after spending $4,000 on purchases in the first 5 months from account opening.
  • 3,000 anniversary points each year.
  • Earn 2 points per $1 spent on Southwest Airlines® purchases
  • Earn 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
  • Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost.
  • Select a Standard seat within 48 hours prior to departure, when available.
  • Earn 1 point for every $1 spent on all other purchases.
  • No foreign transaction fees.
  • Member FDIC

Features

  • Airline
    Airline
  • Excellent Credit
    Excellent Credit
  • Good Credit
    Good Credit
  • Rewards
    Rewards
  • Travel
    Travel
  • Visa
    Visa

Staff Review

Editor's Rating:

4.3 out of 5

Our take: The Southwest Rapid Rewards Plus card is a great card for both Southwest Airlines fanatics and the more casual rewards card user, due to its generous annual bonus and many options for domestic travel. See Rates and Fees

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Southwest Rapid Rewards® Plus Credit Card

Average Ratings: (collected by Chase)
4.3 out of 5 stars
Ratings and reviews provided by issuer as of 2025-07-24.

For customer reviews and the most recent star ratings please click here