Reflex® Platinum Mastercard®
Reflex® Platinum Mastercard®
Apply now at Celtic Bank's secure site
Credit Cards»Mastercard Credit Cards»Reflex® Platinum Mastercard®
Reflex® Platinum Mastercard®
Partner Offer

Reflex® Platinum Mastercard®

Our rating:1.8 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Fair to Good

Credit Recommended (580-740)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at Celtic Bank's secure site
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
29.99% APR (Variable)
Annual Fee
See Terms*

Highlights

  • See if you're Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
  • Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)

Staff Review

Editor's Rating:

1.8 out of 5

Our take: Riddled with fees, including an extremely high variable APR, the Reflex Platinum Mastercard is best seen as a last resort and stopgap for credit-builders.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.