Instacart Mastercard®
Instacart Mastercard®
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Instacart Mastercard®
Partner Offer

Instacart Mastercard®

Our rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

Credit Recommended (670-850)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
$100 Instacart CreditGet a free year of Instacart+ and a $100 Instacart credit automatically upon approval. Membership auto-renews. Terms apply.
Reward Rates
5%Earn 5% cash back on Instacart app and Instacart.com purchases
5%Earn 5% cash back on travel purchased through the Chase Travel Center, including flights, hotels and more
2%Earn 2% cash back at restaurants, gas stations and on select streaming services
1%Earn 1% cash back on all other purchases
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
19.49% - 28.24% Variable
Annual Fee
$0

Highlights

  • Get a free year of Instacart+ and a $100 Instacart credit automatically upon approval. Membership auto-renews. Terms apply.
  • Earn 5% cash back on Instacart app and Instacart.com purchases
  • Earn 5% cash back on travel purchased through the Chase Travel Center, including flights, hotels and more
  • Earn 2% cash back at restaurants, gas stations and on select streaming services
  • Earn 1% cash back on all other purchases
  • No annual card fee

Features

  • Cash Back
    Cash Back
  • No Annual Fee
    No Annual Fee
  • Points
    Points
  • Rewards
    Rewards

Staff Review

Editor's Rating:

4.1 out of 5

Our take: If you’re already an avid Instacart user, this card could be hugely rewarding thanks to its impressive rewards rate, broad category coverage and generous first-year bonus. If you only use the service occasionally, though, you may be better off with a general grocery rewards card.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.