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IHG One Rewards Premier Credit Card
Partner Offer

IHG One Rewards Premier Credit Card

Our rating:4.6 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

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Intro Bonus
Earn 140,000 Bonus PointsEarn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
Reward Rates
26XEarn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.
5XEarn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants.
3XEarn 3 points per $1 spent on all other purchases.
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
21.49% - 28.49% Variable
Annual Fee
$99

Highlights

  • Earn 140,000 Bonus Points
  • Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
  • Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Automatic Platinum Elite status as long as you remain a Premier cardmember
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 ($120 starting 10/1/24) every 4 years as reimbursement for the application fee charged to your card
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Member FDIC

Features

  • Dining
    Dining
  • Points
    Points
  • Rewards
    Rewards
  • Travel
    Travel

Staff Review

Editor's Rating:

4.6 out of 5

Our take: With a large sign-up bonus and other valuable rewards — including a rewards night each year — the IHG One Rewards Premier card is packed with value.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.