Hilton Honors American Express Surpass® Card
Hilton Honors American Express Surpass® Card
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Hilton Honors American Express Surpass® Card

Hilton Honors American Express Surpass® Card
See Rates & Fees, Terms Apply

Partner Offer

Our rating:3.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

Credit Recommended (670-850)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
130,000 pointsLimited Time Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 3 months of Card Membership. Offer expires 8/25/2021.
Reward Rates
12XEarn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
6XEarn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
3XEarn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
15.74%-24.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95.

Great for:

Hotel stays. Love everything Hilton? Earn a whopping welcome bonus, then earn 12X Hilton Honors Bonus Points at participating Hilton Portfolio properties. And if you are looking for flexibility with your new card, there are also opportunities to earn points at U.S. restaurants, U.S. supermarkets and U.S. gas stations.

See more of the best hotel credit cards.

Highlights

  • Limited Time Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 3 months of Card Membership. Offer expires 8/25/2021.
  • Limited Time Offer: Enjoy $0 intro Annual Fee for the first year, then $95. Offer expires 8/25/2021.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • Terms Apply.

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • EMV
    EMV
  • Extended Warranty Program
    Extended Warranty Program
  • Gas
    Gas
  • Hotel
    Hotel
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Points
    Points
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Roadside Assistance
    Roadside Assistance
  • Travel
    Travel
  • Travel Accident Insurance
    Travel Accident Insurance
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

3.9 out of 5

Our take: A good value for Hilton hotel fans, the Honors Surpass card makes it easy to quickly earn free night’s stays by offering a substantial introductory bonus and an ample point bonus on U.S. gas station, U.S restaurant, U.S. supermarket and Hilton hotel purchases. (Terms apply)

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.