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- No credit history required to apply for this credit card
- Application response in as little as 30 seconds.
- This is a genuine secured credit card - not a debit or prepaid card.
- If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000.
- Opportunity to build your credit card limit over time by adding funds to your Security Deposit.
- Quarterly FICO Score is provided for free on the monthly billing statement.
- Zero fraud liability protects you from unauthorized charges. Restrictions apply.
- If approved, First PREMIER Bank provides tips on establishing a positive credit history.
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.