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- No credit history required to apply for this credit card
- Application response in as little as 30 seconds.
- This is a genuine secured credit card - not a debit or prepaid card.
- If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000.
- Opportunity to build your credit card limit over time by adding funds to your Security Deposit.
- Quarterly FICO Score is provided for free on the monthly billing statement.
- Zero fraud liability protects you from unauthorized charges. Restrictions apply.
- If approved, First PREMIER Bank provides tips on establishing a positive credit history.
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
- Paying your minimum payment on time each month and keeping your balance low relative to your limit will provide your credit report with positive marks on a monthly basis.
- Only you can build or rebuild credit. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.