Discover it® Student Cash Back
- Intro Bonus
- Cashback Match™Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Reward Rates
- 5%Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
- 1%Earn unlimited 1% cash back on all other purchases - automatically.
- Balance Transfers Intro APR
- 10.99% for 6 months
- Purchases Intro APR
- 0% for 6 months
- Regular APR
- 12.99% - 21.99% Variable
- Annual Fee
- $0
Highlights
- Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
- Earn rewards while building your credit history that can help you after graduation. And, get your free Credit Scorecard that includes your FICO® Credit Score and important details that help make up your score.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a $50 statement credit each time you refer a friend and they're approved. Over half a million students got Discover Cards from their friends' recommendations.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies.
Features
- Cash Back
- EMV
- Fair Credit
- Free Credit Score
- Gas
- Mobile Pay Ready
- No Annual Fee
- No Foreign Transaction Fees
- Rewards
- Student
- Unsecured credit card
- Zero Fraud Liability
Staff Review
Editor's Rating: 3.3 out of 5 | Our take: One of the most lucrative student cards on the market, the Discover it® Student Cash Back pairs ample cash rewards with forgiving terms and consumer-friendly benefits. |