CreditCards.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCards.com does not include the entire universe of available financial or credit offers.
-
- Intro Bonus
- Cashback Match™ Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Reward Rates
- 5% Earn 5% cash back in rotating categories each quarter like gas stations, grocery stores, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate.
- 1% Earn 1% unlimited cash back on all other purchases – automatically.
- Balance Transfers Intro APR
- 10.99% for 6 months
- Purchases Intro APR
- 0% for 6 months
- Regular APR
- 15.24% - 24.24% Variable
- Annual Fee
- $0
Highlights
- Intro Offer: Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 15.24% - 24.24%.
Features
-
Cash Back
-
EMV
-
Fair Credit
-
Free Credit Score
-
Gas
-
Mobile Pay Ready
-
No Annual Fee
-
No Foreign Transaction Fees
-
Price Protection
-
Rewards
-
Student
-
Unsecured credit card
-
Zero Fraud Liability
Staff Review
|
Editor's Rating:
3.3 out of 5 |
Our take: One of the most lucrative student cards on the market, the Discover® it Student Cash Back pairs ample cash rewards with forgiving terms and consumer-friendly benefits. |
